Lowest closing cost mortgage lenders in Gwinnett County County, Georgia
In Gwinnett County, Georgia, homebuyers paid a median of $8,515 in closing costs in 2024 — above the Georgia median of $7,943. The county saw 8,967 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $1,534, which is $5,299 less than the county median.
Homebuyers in Gwinnett County County who chose PULTE MORTGAGE LLC paid $6,981 less in closing costs than the county median.
County Median Costs
$8,515
+7.2% vs Georgia ($7,943)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,877
Purchase Originations
8,967
vs Georgia Median
7.2% above
$572
vs National Median
26.3% above
$1,774
Lender rankings in Gwinnett County County
103 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,534 | 6.500% | $0 | 89 | −$5,299 | |
| 2 | $2,167 | 6.500% | $660 | 40 | −$4,666 | |
| 3 | $2,832 | 5.990% | $0 | 137 | −$4,002 | |
| 4 | $3,428 | 5.490% | $101 | 105 | −$3,405 | |
| 5 | $3,518 | 6.625% | $0 | 58 | −$3,315 | |
| 6 | $4,202 | 6.625% | $1,250 | 23 | −$2,631 | |
| 7 | $4,202 | 6.875% | $1,380 | 43 | −$2,630 | |
| 8 | $4,313 | 6.490% | $1,550 | 131 | −$2,520 | |
| 9 | $4,332 | 6.375% | $250 | 23 | −$2,501 | |
| 10 | $4,361 | 5.875% | $2,604 | 71 | −$2,472 | |
| 11 | $4,424 | 6.500% | $1,435 | 47 | −$2,408 | |
| 12 | $4,514 | 6.562% | $1,752 | 18 | −$2,319 | |
| 13 | $4,664 | 6.500% | $1,557 | 133 | −$2,168 | |
| 14 | $4,694 | 6.750% | $1,399 | 14 | −$2,139 | |
| 15 | $4,820 | 6.250% | $2,233 | 54 | −$2,013 | |
| 16 | $4,950 | 6.500% | $1,560 | 20 | −$1,883 | |
| 17 | $5,092 | 5.500% | $1,860 | 14 | −$1,741 | |
| 18 | $5,125 | 6.875% | $2,141 | 46 | −$1,708 | |
| 19 | $5,139 | 6.375% | $2,180 | 11 | −$1,694 | |
| 20 | $5,185 | 6.625% | $1,725 | 58 | −$1,648 | |
| 21 | $5,267 | 6.624% | $1,250 | 104 | −$1,566 | |
| 22 | $5,422 | 6.750% | $1,232 | 17 | −$1,411 | |
| 23 | $5,424 | 6.490% | $1,745 | 95 | −$1,409 | |
| 24 | $5,430 | 4.750% | $1,999 | 15 | −$1,403 | |
| 25 | $5,480 | 6.625% | $2,590 | 17 | −$1,352 | |
| 26 | $5,545 | 6.500% | $1,814 | 42 | −$1,288 | |
| 27 | $5,680 | 6.875% | $2,818 | 18 | −$1,153 | |
| 28 | $5,680 | 6.625% | $3,129 | 70 | −$1,152 | |
| 29 | $5,768 | 6.933% | $2,498 | 30 | −$1,065 | |
| 30 | $5,778 | 6.500% | $1,150 | 30 | −$1,055 | |
| 31 | $5,796 | 6.625% | $1,295 | 19 | −$1,037 | |
| 32 | $5,839 | 6.125% | $2,332 | 44 | −$994 | |
| 33 | $5,857 | 6.990% | $2,524 | 17 | −$976 | |
| 34 | $5,906 | 7.125% | $2,180 | 14 | −$927 | |
| 35 | $5,936 | 6.875% | $2,792 | 146 | −$898 | |
| 36 | $5,998 | 6.490% | $1,634 | 58 | −$835 | |
| 37 | $6,058 | 6.000% | $3,431 | 72 | −$775 | |
| 38 | $6,084 | 6.625% | $3,092 | 29 | −$749 | |
| 39 | $6,197 | 6.562% | $3,603 | 14 | −$636 | |
| 40 | $6,272 | 6.125% | $3,276 | 101 | −$561 | |
| 41 | $6,370 | 6.500% | $3,317 | 24 | −$463 | |
| 42 | $6,502 | 7.500% | $3,515 | 83 | −$331 | |
| 43 | $6,551 | 6.625% | $3,512 | 71 | −$282 | |
| 44 | $6,556 | 5.938% | $3,000 | 12 | −$277 | |
| 45 | $6,590 | 6.875% | $2,823 | 11 | −$243 | |
| 46 | $6,637 | 6.624% | $3,344 | 10 | −$196 | |
| 47 | $6,743 | 6.750% | $3,417 | 15 | −$90 | |
| 48 | $6,845 | 6.625% | $3,082 | 21 | +$12 | |
| 49 | $6,855 | 6.500% | $3,382 | 316 | +$22 | |
| 50 | $7,037 | 6.500% | $4,874 | 471 | +$204 | |
| 51 | $7,079 | 6.990% | $4,446 | 14 | +$246 | |
| 52 | $7,197 | 6.625% | $3,844 | 59 | +$364 | |
| 53 | $7,240 | 6.625% | $3,960 | 19 | +$407 | |
| 54 | $7,392 | 6.625% | $3,920 | 59 | +$559 | |
| 55 | $7,394 | 6.624% | $4,749 | 44 | +$561 | |
| 56 | $7,481 | 6.825% | $5,060 | 28 | +$648 | |
| 57 | $7,620 | 6.375% | $4,198 | 199 | +$787 | |
| 58 | $7,623 | 6.625% | $4,687 | 84 | +$790 | |
| 59 | $7,681 | 6.990% | $4,555 | 55 | +$848 | |
| 60 | $7,705 | 6.990% | $4,651 | 14 | +$872 | |
| 61 | $7,718 | 6.562% | $4,685 | 24 | +$885 | |
| 62 | $7,758 | 6.375% | $4,264 | 17 | +$925 | |
| 63 | $7,817 | 5.625% | $4,484 | 49 | +$984 | |
| 64 | $7,817 | 6.625% | $4,695 | 35 | +$984 | |
| 65 | $7,826 | 6.875% | $4,080 | 11 | +$993 | |
| 66 | $7,871 | 6.875% | $4,931 | 21 | +$1,038 | |
| 67 | $7,882 | 7.375% | $4,590 | 25 | +$1,049 | |
| 68 | $7,882 | 6.625% | $4,750 | 805 | +$1,049 | |
| 69 | $7,929 | 6.625% | $4,281 | 19 | +$1,096 | |
| 70 | $8,064 | 6.562% | $4,997 | 30 | +$1,232 | |
| 71 | $8,093 | 6.500% | $4,997 | 51 | +$1,260 | |
| 72 | $8,295 | 6.562% | $5,055 | 16 | +$1,462 | |
| 73 | $8,303 | 6.625% | $5,114 | 59 | +$1,470 | |
| 74 | $8,342 | 6.625% | $4,685 | 89 | +$1,509 | |
| 75 | $8,378 | 6.875% | $5,176 | 44 | +$1,545 | |
| 76 | $8,591 | 6.990% | $5,645 | 24 | +$1,758 | |
| 77 | $8,670 | 6.625% | $5,312 | 31 | +$1,837 | |
| 78 | $8,746 | 7.000% | $5,652 | 11 | +$1,913 | |
| 79 | $8,850 | 6.500% | $5,850 | 16 | +$2,017 | |
| 80 | $8,921 | 7.125% | $5,499 | 256 | +$2,088 | |
| 81 | $8,939 | 7.375% | $6,070 | 75 | +$2,106 | |
| 82 | $8,962 | 6.990% | $5,932 | 69 | +$2,129 | |
| 83 | $9,013 | 6.875% | $5,215 | 16 | +$2,180 | |
| 84 | $9,392 | 6.875% | $5,739 | 19 | +$2,559 | |
| 85 | $9,409 | 6.875% | $5,661 | 15 | +$2,576 | |
| 86 | $9,426 | 6.625% | $6,230 | 75 | +$2,593 | |
| 87 | $9,456 | 6.625% | $6,550 | 37 | +$2,623 | |
| 88 | $10,529 | 6.990% | $7,168 | 125 | +$3,696 | |
| 89 | $10,689 | 6.875% | $7,920 | 21 | +$3,856 | |
| 90 | $11,919 | 9.375% | $9,055 | 79 | +$5,086 | |
| 91 | $11,967 | 6.625% | $5,095 | 15 | +$5,134 | |
| 92 | $12,000 | 7.125% | $9,260 | 11 | +$5,167 | |
| 93 | $12,850 | 7.125% | $9,190 | 44 | +$6,017 | |
| 94 | $13,104 | 8.625% | $9,895 | 17 | +$6,271 | |
| 95 | $13,333 | 6.933% | $8,610 | 10 | +$6,500 | |
| 96 | $13,868 | 7.250% | $10,298 | 29 | +$7,035 | |
| 97 | $13,880 | 7.874% | $11,210 | 15 | +$7,047 | |
| 98 | $14,954 | 9.312% | $10,807 | 10 | +$8,121 |
Includes lenders with 10+ purchase originations in Gwinnett County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.