Purchase Originations
3,126
Ranked #157 nationally
Median Total Costs
$6,042
−9.6% vs national ($6,680)
↓ $388 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,675
Median Lender Credits
$176
Cost Rank (500+ vol.)
#281
among lenders with 500+ originations
Denial Rate
0.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,596 | 6.625% | $5,570 | $1,670 |
| fha | 426 | 6.375% | $11,005 | $1,872 |
| va | 104 | 6.125% | $6,775 | $1,490 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 655 | 6.500% | $6,824 | #95 |
| Pennsylvania | 342 | 6.500% | $5,408 | #63 |
| Florida | 260 | 6.500% | $8,420 | #135 |
| Georgia | 236 | 6.625% | $4,909 | #87 |
| Illinois | 225 | 6.750% | $6,388 | #83 |
| California | 201 | 6.625% | $7,471 | #150 |
| Indiana | 177 | 6.625% | $4,285 | #92 |
| New Jersey | 145 | 6.625% | $5,899 | #78 |
| Alabama | 136 | 6.500% | $4,471 | #75 |
| Ohio | 102 | 6.625% | $4,407 | #132 |
| Oklahoma | 102 | 6.500% | $7,914 | #68 |
| Wisconsin | 78 | 6.875% | $2,806 | #111 |
| Tennessee | 75 | 6.625% | $4,392 | #143 |
| Colorado | 38 | 6.500% | $4,579 | — |
| Missouri | 37 | 6.500% | $4,330 | — |
| Iowa | 33 | 6.375% | $5,971 | — |
| Virginia | 31 | 6.375% | $4,979 | — |
| Nevada | 29 | 6.625% | $8,218 | — |
| North Carolina | 25 | 6.625% | $5,019 | — |
| Arizona | 23 | 6.625% | $7,282 | — |
| Connecticut | 22 | 6.375% | $4,798 | — |
| Michigan | 22 | 6.562% | $4,188 | — |
| Massachusetts | 21 | 6.625% | $6,968 | — |
| Kentucky | 17 | 6.625% | $3,576 | — |
| Kansas | 15 | 6.875% | $4,600 | — |
| Washington | 14 | 6.250% | $12,228 | — |
| Mississippi | 13 | 6.500% | $6,378 | — |
| Oregon | 8 | 6.375% | $7,321 | — |
| Louisiana | 7 | 6.990% | $6,212 | — |
| Delaware | 6 | 6.375% | $6,435 | — |
| Idaho | 5 | 6.125% | $6,232 | — |
| South Carolina | 5 | 6.625% | $4,866 | — |
| Arkansas | 4 | 6.688% | $3,016 | — |
| Minnesota | 4 | 6.870% | $5,083 | — |
| Wyoming | 3 | 6.500% | $6,958 | — |
| Nebraska | 2 | 6.875% | $4,916 | — |
| New Hampshire | 2 | 6.558% | $4,161 | — |
| Alaska | 1 | 6.990% | $8,710 | — |
| Maryland | 1 | 6.000% | $4,293 | — |
| Rhode Island | 1 | 5.875% | $28,774 | — |
| South Dakota | 1 | 6.750% | $4,681 | — |
| Utah | 1 | 5.875% | $6,626 | — |
| West Virginia | 1 | 6.625% | $3,045 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,907 | 6.500% | — | 36 | −$3,135 | |
| 2 | $4,115 | 6.624% | — | 55 | −$1,927 | |
| 3 | $4,445 | 6.625% | — | 36 | −$1,597 | |
| 4 | $4,545 | 6.125% | — | 41 | −$1,497 | |
| 5 | $4,764 | 6.499% | — | 62 | −$1,278 | |
| 6 | $4,840 | 6.562% | — | 42 | −$1,202 | |
| 7 | $5,435 | 6.500% | — | 51 | −$607 | |
| 8 | $5,557 | 6.625% | — | 40 | −$485 | |
| 9 | $5,560 | 6.625% | — | 52 | −$482 | |
| 10 | $6,042 | 6.375% | — | 37 | +$0 | |
| 11 | $6,072 | 6.750% | — | 34 | +$30 | |
| 12 | $6,323 | 6.625% | — | 42 | +$281 | |
| 13 | $6,408 | 6.625% | — | 81 | +$366 | |
| 14 | $6,517 | 6.375% | — | 45 | +$475 | |
| 15 | $6,538 | 6.750% | — | 57 | +$496 | |
| 16 | $6,713 | 6.500% | — | 52 | +$671 | |
| 17 | $7,370 | 6.500% | — | 37 | +$1,328 | |
| 18 | $7,656 | 6.500% | — | 166 | +$1,614 | |
| 19 | $8,558 | 6.125% | — | 39 | +$2,516 | |
| 20 | $9,035 | 6.500% | — | 51 | +$2,993 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Amerihome Mortgage Company, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $325,000 | $335,000 | −$10,000 (−3.0%) |
| Median total closing costs | $6,042 | $7,127 | −$1,085 (−15.2%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.