Mortgage lender closing cost rankings in Louisiana (2024)
In Louisiana, homebuyers paid a median of $6,202 in total closing costs on purchase mortgages in 2024, which is below the national median of $6,741. The median interest rate was 6.62% across 30,170 purchase originations. The most active lender was UNITED WHOLESALE MORTGAGE, LLC with 2,564 originations. The lowest-cost lender (with 50+ loans) was First American Bank and Trust at $940.
Median Total Costs
$6,202
−8.0% vs national ($6,741)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,653
Purchase Originations
30,170
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 14,180 | 6.750% | $4,791 |
| fha | 10,130 | 6.490% | $8,472 |
| va | 3,719 | 6.250% | $5,409 |
| usda | 2,141 | 6.375% | $5,980 |
Lowest closing cost lenders in Louisiana
Ranked by median total loan costs among lenders with 50+ purchase originations in Louisiana.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $940 | 7.050% | $700 | 101 | −$5,262 | |
| 2 | $2,094 | 8.840% | $2,043 | 127 | −$4,108 | |
| 3 | $2,957 | 6.940% | $1,449 | 50 | −$3,245 | |
| 4 | $3,203 | 5.990% | $0 | 1,835 | −$2,999 | |
| 5 | $3,502 | 6.500% | $650 | 59 | −$2,700 | |
| 6 | $3,968 | 6.500% | $1,398 | 693 | −$2,234 | |
| 7 | $4,095 | 6.775% | $1,298 | 91 | −$2,107 | |
| 8 | $4,247 | 6.625% | $75 | 2,467 | −$1,955 | |
| 9 | $4,255 | 6.750% | $0 | 801 | −$1,947 | |
| 10 | $4,367 | 6.500% | $845 | 346 | −$1,835 | |
| 11 | $4,412 | 6.500% | $1,478 | 64 | −$1,790 | |
| 12 | $4,509 | 6.270% | $1,050 | 517 | −$1,693 | |
| 13 | $4,530 | 6.375% | $1,969 | 56 | −$1,672 | |
| 14 | $4,548 | 6.625% | $995 | 53 | −$1,654 | |
| 15 | $4,589 | 6.750% | $1,758 | 71 | −$1,613 | |
| 16 | $4,713 | 6.750% | $93 | 54 | −$1,489 | |
| 17 | $4,866 | 6.125% | $0 | 353 | −$1,336 | |
| 18 | $4,954 | 6.624% | $1,202 | 55 | −$1,248 | |
| 19 | $5,066 | 6.990% | $1,317 | 102 | −$1,136 | |
| 20 | $5,107 | 6.270% | $1,662 | 256 | −$1,095 | |
| 21 | $5,122 | 6.250% | $1,340 | 55 | −$1,080 | |
| 22 | $5,213 | 6.000% | $0 | 51 | −$989 | |
| 23 | $5,320 | 6.875% | $1,745 | 145 | −$882 | |
| 24 | $5,324 | 6.375% | $1,236 | 652 | −$878 | |
| 25 | $5,339 | 6.500% | $1,299 | 520 | −$863 |
Includes lenders with 50+ purchase originations in Louisiana. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
East Baton Rouge Parish
3,452 originations
Lafayette Parish
2,500 originations
St. Tammany Parish
2,495 originations
Jefferson Parish
2,333 originations
Orleans Parish
1,935 originations
Livingston Parish
1,579 originations
Caddo Parish
1,426 originations
Calcasieu Parish
1,378 originations
Ascension Parish
1,251 originations
Bossier Parish
1,231 originations
Tangipahoa Parish
1,064 originations
Ouachita Parish
944 originations
Rapides Parish
789 originations
Terrebonne Parish
610 originations
Lafourche Parish
582 originations
St. Landry Parish
404 originations
St. Charles Parish
351 originations
Acadia Parish
324 originations
Vermilion Parish
315 originations
St. Martin Parish
310 originations
Vernon Parish
303 originations
Iberia Parish
290 originations
Beauregard Parish
274 originations
St. Bernard Parish
249 originations
West Baton Rouge Parish
244 originations
Lincoln Parish
242 originations
St. John the Baptist Parish
225 originations
Iberville Parish
187 originations
Webster Parish
178 originations
Washington Parish
176 originations
St. Mary Parish
171 originations
De Soto Parish
168 originations
Natchitoches Parish
163 originations
Avoyelles Parish
159 originations
Jefferson Davis Parish
150 originations
Plaquemines Parish
149 originations
Evangeline Parish
128 originations
St. James Parish
110 originations
Grant Parish
109 originations
See Louisiana closing cost details, fee benchmarks, and county comparisons → Louisiana Closing Costs Guide
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.