Lowest closing cost mortgage lenders in St. Charles Parish County, Louisiana
In St. Charles Parish, Louisiana, homebuyers paid a median of $7,026 in closing costs in 2024 — above the Louisiana median of $6,202. The county saw 351 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, First American Bank and Trust offered the lowest median costs at $1,242, which is $3,677 less than the county median.
Homebuyers in St. Charles Parish County who chose First American Bank and Trust paid $5,784 less in closing costs than the county median.
County Median Costs
$7,026
+13.3% vs Louisiana ($6,202)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,715
Purchase Originations
351
vs Louisiana Median
13.3% above
$824
vs National Median
4.2% above
$285
Lender rankings in St. Charles Parish County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,242 | 7.037% | $1,176 | 10 | −$3,677 | |
| 2 | $4,215 | 6.562% | $1,342 | 22 | −$704 | |
| 3 | $4,565 | 6.500% | $1,832 | 14 | −$354 |
Includes lenders with 10+ purchase originations in St. Charles Parish County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Louisiana → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.