CREDIT HUMAN FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, CREDIT HUMAN FEDERAL CREDIT UNION originated 250 purchase mortgages at a median interest rate of 7.00% and median total closing costs of $4,506. That is $2,235 below the national median of $6,741. CREDIT HUMAN FEDERAL CREDIT UNION is most active in Louisiana with 91 originations there.
Purchase Originations
250
Median Total Costs
$4,506
−33.2% vs national ($6,741)
Median Rate
7.000%
+5.7% vs national (6.620%)
Median Origination
$1,298
Median Lender Credits
$63
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 250 | 7.000% | $4,506 | $1,298 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Louisiana | 91 | 6.775% | $4,095 | #55 |
| Texas | 76 | 6.675% | $4,601 | #308 |
| Arizona | 33 | 8.700% | $6,709 | — |
| California | 15 | 9.200% | $8,803 | — |
| Oregon | 7 | 9.200% | $6,015 | — |
| Florida | 6 | 8.450% | $7,453 | — |
| Tennessee | 5 | 8.800% | $3,349 | — |
| Montana | 3 | 9.300% | $10,574 | — |
| Washington | 3 | 8.900% | $6,152 | — |
| Colorado | 2 | 7.800% | $4,038 | — |
| Nevada | 2 | 9.850% | $6,218 | — |
| Utah | 2 | 8.950% | $6,828 | — |
| Idaho | 1 | 8.500% | $8,799 | — |
| Kentucky | 1 | 8.600% | $2,510 | — |
| Pennsylvania | 1 | 9.200% | $6,786 | — |
| West Virginia | 1 | 9.900% | $2,785 | — |
| Wyoming | 1 | 8.600% | $3,860 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,422 | 6.800% | — | 2 | −$1,084 | |
| 2 | $3,869 | 7.000% | — | 8 | −$637 | |
| 3 | $3,927 | 6.750% | — | 9 | −$579 | |
| 4 | $4,041 | 8.800% | — | 2 | −$465 | |
| 5 | $4,073 | 6.812% | — | 34 | −$433 | |
| 6 | $4,289 | 6.675% | — | 27 | −$217 | |
| 7 | $4,299 | 6.812% | — | 4 | −$207 | |
| 8 | $4,377 | 6.800% | — | 5 | −$129 | |
| 9 | $4,533 | 6.650% | — | 46 | +$27 | |
| 10 | $4,941 | 6.638% | — | 8 | +$435 | |
| 11 | $5,525 | 9.250% | — | 2 | +$1,019 | |
| 12 | $5,541 | 8.600% | — | 8 | +$1,035 | |
| 13 | $6,749 | 8.600% | — | 13 | +$2,243 | |
| 14 | $7,255 | 8.400% | — | 3 | +$2,749 | |
| 15 | $7,280 | 8.950% | — | 8 | +$2,774 | |
| 16 | $8,367 | 9.150% | — | 2 | +$3,861 | |
| 17 | $8,492 | 6.737% | — | 2 | +$3,986 | |
| 18 | $8,732 | 9.050% | — | 8 | +$4,226 | |
| 19 | $8,803 | 9.400% | — | 3 | +$4,297 | |
| 20 | $8,830 | 8.700% | — | 2 | +$4,324 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.