Home Bank, National Association closing costs and rates (2024)
In 2024, Home Bank, National Association originated 111 purchase mortgages at a median interest rate of 6.99% and median total closing costs of $5,095. That is $1,646 below the national median of $6,741. Home Bank, National Association is most active in Louisiana with 102 originations there.
Purchase Originations
111
Median Total Costs
$5,095
−24.4% vs national ($6,741)
Median Rate
6.990%
+5.6% vs national (6.620%)
Median Origination
$1,100
Median Lender Credits
$74
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 109 | 6.990% | $5,140 | $1,100 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Louisiana | 102 | 6.990% | $5,066 | #53 |
| Texas | 7 | 6.990% | $5,704 | — |
| Mississippi | 1 | 5.875% | $3,184 | — |
| Tennessee | 1 | 6.990% | $4,597 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,538 | 5.625% | — | 1 | −$2,557 | |
| 2 | $3,184 | 5.875% | — | 1 | −$1,911 | |
| 3 | $3,253 | 3.850% | — | 1 | −$1,842 | |
| 4 | $3,273 | 6.500% | — | 7 | −$1,822 | |
| 5 | $3,363 | 6.688% | — | 6 | −$1,732 | |
| 6 | $4,067 | 6.688% | — | 4 | −$1,028 | |
| 7 | $4,291 | 6.933% | — | 40 | −$804 | |
| 8 | $4,571 | 7.250% | — | 8 | −$524 | |
| 9 | $4,808 | 6.125% | — | 1 | −$287 | |
| 10 | $5,486 | 7.062% | — | 2 | +$391 | |
| 11 | $5,694 | 7.058% | — | 4 | +$599 | |
| 12 | $6,278 | 7.062% | — | 4 | +$1,183 | |
| 13 | $6,571 | 7.875% | — | 1 | +$1,476 | |
| 14 | $6,852 | 7.558% | — | 2 | +$1,757 | |
| 15 | $6,900 | 6.688% | — | 10 | +$1,805 | |
| 16 | $6,946 | 7.500% | — | 9 | +$1,851 | |
| 17 | $7,170 | 7.000% | — | 2 | +$2,075 | |
| 18 | $7,649 | 7.490% | — | 1 | +$2,554 | |
| 19 | $8,046 | 7.625% | — | 1 | +$2,951 | |
| 20 | $9,034 | 7.625% | — | 1 | +$3,939 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.