ARK-LA-TEX FINANCIAL SERVICES, LLC. closing costs and rates (2024)
In 2024, ARK-LA-TEX FINANCIAL SERVICES, LLC. originated 11,652 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $6,374. That ranks #34 nationally by origination volume. For total closing costs among lenders with 500+ originations, ARK-LA-TEX FINANCIAL SERVICES, LLC. ranks #319. That is $367 below the national median of $6,741. ARK-LA-TEX FINANCIAL SERVICES, LLC. is most active in Texas with 3,204 originations there.
Purchase Originations
11,652
Ranked #34 nationally
Median Total Costs
$6,374
−5.4% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,473
Median Lender Credits
$150
Cost Rank (500+ vol.)
#319
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 6,088 | 6.875% | $4,880 | $1,833 |
| fha | 3,533 | 6.625% | $8,488 | $470 |
| va | 1,851 | 6.250% | $7,434 | $995 |
| usda | 180 | 6.500% | $5,112 | $441 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 3,204 | 6.624% | $6,600 | #14 |
| Kentucky | 676 | 6.750% | $4,646 | #9 |
| Florida | 536 | 6.625% | $8,277 | #83 |
| Colorado | 498 | 6.875% | $6,027 | #31 |
| Tennessee | 467 | 6.625% | $5,536 | #36 |
| California | 443 | 6.625% | $12,924 | #80 |
| South Carolina | 416 | 6.625% | $5,696 | #36 |
| Michigan | 393 | 6.750% | $5,049 | #48 |
| Georgia | 318 | 6.500% | $7,515 | #76 |
| Pennsylvania | 310 | 6.750% | $7,591 | #67 |
| North Dakota | 280 | 6.125% | $5,318 | #5 |
| Illinois | 278 | 6.875% | $6,732 | #74 |
| Ohio | 259 | 6.750% | $4,706 | #81 |
| Arizona | 250 | 6.625% | $7,361 | #61 |
| Nebraska | 246 | 6.625% | $5,149 | #21 |
| Louisiana | 223 | 6.624% | $5,447 | #31 |
| Kansas | 207 | 6.750% | $4,409 | #32 |
| North Carolina | 206 | 6.688% | $6,657 | #102 |
| Missouri | 201 | 6.750% | $4,452 | #56 |
| Wisconsin | 165 | 6.625% | $5,448 | #68 |
| Alabama | 163 | 6.624% | $6,329 | #62 |
| New Jersey | 148 | 6.812% | $7,945 | #87 |
| Utah | 147 | 6.625% | $5,259 | #43 |
| Maryland | 146 | 6.625% | $9,420 | #82 |
| Iowa | 143 | 6.750% | $4,991 | #46 |
| Arkansas | 141 | 6.750% | $6,031 | #49 |
| Minnesota | 127 | 6.500% | $6,996 | #77 |
| Virginia | 122 | 6.750% | $6,808 | #119 |
| Connecticut | 120 | 6.625% | $11,314 | #43 |
| Indiana | 120 | 6.625% | $6,379 | #114 |
| Oregon | 95 | 6.750% | $6,800 | #73 |
| Massachusetts | 83 | 6.750% | $7,963 | #101 |
| Oklahoma | 82 | 6.625% | $6,025 | #80 |
| Nevada | 68 | 6.624% | $8,012 | #81 |
| Idaho | 61 | 6.500% | $8,042 | #59 |
| New Hampshire | 54 | 6.990% | $5,534 | #43 |
| Washington | 50 | 6.933% | $11,275 | #141 |
| Alaska | 45 | 6.625% | $9,094 | — |
| Maine | 31 | 6.625% | $5,078 | — |
| Delaware | 29 | 6.625% | $9,919 | — |
| Vermont | 28 | 6.625% | $10,957 | — |
| Montana | 23 | 6.490% | $6,150 | — |
| New Mexico | 11 | 6.990% | $7,070 | — |
| Mississippi | 9 | 6.490% | $7,436 | — |
| South Dakota | 9 | 6.624% | $7,203 | — |
| West Virginia | 9 | 6.490% | $4,668 | — |
| Rhode Island | 6 | 7.125% | $5,224 | — |
| District of Columbia | 3 | 6.500% | $10,157 | — |
| Wyoming | 2 | 6.750% | $7,195 | — |
| Hawaii | 1 | 6.250% | $13,127 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,693 | 6.875% | — | 128 | −$1,681 | |
| 2 | $4,921 | 6.750% | — | 180 | −$1,453 | |
| 3 | $5,126 | 6.500% | — | 220 | −$1,248 | |
| 4 | $5,270 | 6.625% | — | 157 | −$1,104 | |
| 5 | $5,287 | 6.624% | — | 152 | −$1,087 | |
| 6 | $5,346 | 6.990% | — | 262 | −$1,028 | |
| 7 | $5,647 | 6.688% | — | 122 | −$727 | |
| 8 | $6,057 | 6.625% | — | 339 | −$317 | |
| 9 | $6,246 | 6.000% | — | 393 | −$128 | |
| 10 | $6,453 | 6.750% | — | 100 | +$79 | |
| 11 | $6,562 | 6.125% | — | 156 | +$188 | |
| 12 | $6,571 | 6.750% | — | 288 | +$197 | |
| 13 | $6,714 | 6.750% | — | 129 | +$340 | |
| 14 | $7,078 | 6.070% | — | 107 | +$704 | |
| 15 | $7,329 | 6.750% | — | 105 | +$955 | |
| 16 | $7,336 | 6.750% | — | 185 | +$962 | |
| 17 | $7,678 | 6.750% | — | 210 | +$1,304 | |
| 18 | $8,577 | 6.990% | — | 105 | +$2,203 | |
| 19 | $8,843 | 6.125% | — | 114 | +$2,469 | |
| 20 | $16,876 | 6.625% | — | 103 | +$10,502 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.