Mortgage lender closing cost rankings in South Carolina (2024)
In South Carolina, homebuyers paid a median of $6,655 in total closing costs on purchase mortgages in 2024, which is near the national median of $6,741. The median interest rate was 6.50% across 64,518 purchase originations. The most active lender was DHI MORTGAGE COMPANY, LTD. with 3,428 originations. The lowest-cost lender (with 50+ loans) was MORTGAGE SOLUTIONS OF COLORADO, LLC at $660.
Median Total Costs
$6,655
−1.3% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,202
Purchase Originations
64,518
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 37,932 | 6.625% | $5,206 |
| fha | 15,245 | 6.250% | $10,517 |
| va | 10,474 | 6.250% | $6,787 |
| usda | 867 | 6.250% | $7,334 |
Lowest closing cost lenders in South Carolina
Ranked by median total loan costs among lenders with 50+ purchase originations in South Carolina.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $660 | 7.750% | $0 | 109 | −$5,995 | |
| 2 | $669 | 6.250% | $0 | 955 | −$5,986 | |
| 3 | $2,066 | 6.412% | $0 | 58 | −$4,589 | |
| 4 | $2,322 | 8.990% | $2,217 | 51 | −$4,333 | |
| 5 | $3,180 | 6.500% | $0 | 388 | −$3,475 | |
| 6 | $3,319 | 6.500% | $950 | 220 | −$3,336 | |
| 7 | $3,624 | 6.500% | $101 | 56 | −$3,031 | |
| 8 | $3,689 | 6.125% | $0 | 889 | −$2,966 | |
| 9 | $3,901 | 6.625% | $642 | 100 | −$2,754 | |
| 10 | $3,930 | 6.500% | $1,030 | 59 | −$2,725 | |
| 11 | $3,998 | 6.500% | $945 | 339 | −$2,657 | |
| 12 | $4,105 | 6.375% | $250 | 171 | −$2,550 | |
| 13 | $4,109 | 7.000% | $995 | 92 | −$2,546 | |
| 14 | $4,178 | 6.125% | $1,394 | 473 | −$2,477 | |
| 15 | $4,238 | 6.500% | $1,035 | 596 | −$2,417 | |
| 16 | $4,274 | 6.025% | $815 | 87 | −$2,381 | |
| 17 | $4,324 | 6.625% | $1,224 | 265 | −$2,331 | |
| 18 | $4,371 | 6.500% | $1,596 | 764 | −$2,284 | |
| 19 | $4,415 | 6.750% | $950 | 280 | −$2,240 | |
| 20 | $4,432 | 6.750% | $1,435 | 459 | −$2,223 | |
| 21 | $4,496 | 6.500% | $1,425 | 126 | −$2,159 | |
| 22 | $4,588 | 7.000% | $1,473 | 107 | −$2,067 | |
| 23 | $4,660 | 6.500% | $1,441 | 52 | −$1,995 | |
| 24 | $4,676 | 6.500% | $1,210 | 176 | −$1,979 | |
| 25 | $4,754 | 6.625% | $1,495 | 145 | −$1,901 |
Includes lenders with 50+ purchase originations in South Carolina. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
Horry County
6,740 originations
Greenville County
6,435 originations
Spartanburg County
5,253 originations
Richland County
4,833 originations
Berkeley County
4,807 originations
Charleston County
4,605 originations
York County
3,940 originations
Lexington County
3,933 originations
Dorchester County
2,951 originations
Beaufort County
2,438 originations
Anderson County
2,353 originations
Aiken County
2,267 originations
Lancaster County
1,511 originations
Pickens County
1,196 originations
Kershaw County
1,115 originations
Sumter County
1,107 originations
Florence County
1,096 originations
Jasper County
853 originations
Laurens County
760 originations
Oconee County
645 originations
Greenwood County
538 originations
Orangeburg County
507 originations
Georgetown County
484 originations
Darlington County
467 originations
Cherokee County
432 originations
Chester County
420 originations
Edgefield County
298 originations
Newberry County
275 originations
Chesterfield County
267 originations
Colleton County
254 originations
Clarendon County
188 originations
Union County
179 originations
Marion County
155 originations
Abbeville County
138 originations
Calhoun County
135 originations
Dillon County
130 originations
Fairfield County
124 originations
McCormick County
107 originations
Williamsburg County
102 originations
See South Carolina closing cost details, fee benchmarks, and county comparisons → South Carolina Closing Costs Guide
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.