Lowest closing cost mortgage lenders in Charleston County County, South Carolina
In Charleston County, South Carolina, homebuyers paid a median of $6,216 in closing costs in 2024 — below the South Carolina median of $6,655. The county saw 4,605 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $33, which is $5,628 less than the county median.
Homebuyers in Charleston County County who chose PULTE MORTGAGE LLC paid $6,183 less in closing costs than the county median.
County Median Costs
$6,216
−6.6% vs South Carolina ($6,655)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,985
Purchase Originations
4,605
vs South Carolina Median
6.6% below
$-439
vs National Median
7.8% below
$-525
Lender rankings in Charleston County County
77 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $33 | 6.625% | $0 | 94 | −$5,628 | |
| 2 | $3,510 | 6.500% | $0 | 55 | −$2,151 | |
| 3 | $3,737 | 6.990% | $1,470 | 14 | −$1,924 | |
| 4 | $4,033 | 6.500% | $250 | 14 | −$1,628 | |
| 5 | $4,044 | 6.875% | $945 | 14 | −$1,617 | |
| 6 | $4,060 | 6.875% | $1,640 | 23 | −$1,601 | |
| 7 | $4,285 | 6.875% | $1,255 | 10 | −$1,376 | |
| 8 | $4,368 | 6.875% | $1,655 | 30 | −$1,293 | |
| 9 | $4,436 | 6.000% | $815 | 35 | −$1,225 | |
| 10 | $4,504 | 6.562% | $1,125 | 18 | −$1,157 | |
| 11 | $4,655 | 6.625% | $1,075 | 29 | −$1,006 | |
| 12 | $4,711 | 6.500% | $1,600 | 107 | −$950 | |
| 13 | $4,715 | 7.058% | $1,640 | 20 | −$946 | |
| 14 | $4,728 | 6.750% | $975 | 54 | −$933 | |
| 15 | $4,783 | 6.875% | $1,472 | 128 | −$878 | |
| 16 | $4,811 | 6.562% | $2,019 | 12 | −$850 | |
| 17 | $4,843 | 6.625% | $1,495 | 17 | −$818 | |
| 18 | $4,894 | 6.995% | $1,681 | 16 | −$767 | |
| 19 | $4,914 | 6.125% | $1,385 | 63 | −$747 | |
| 20 | $4,966 | 6.375% | $2,528 | 40 | −$695 | |
| 21 | $5,001 | 6.375% | $960 | 98 | −$660 | |
| 22 | $5,014 | 6.812% | $2,299 | 134 | −$647 | |
| 23 | $5,045 | 6.750% | $1,495 | 124 | −$616 | |
| 24 | $5,050 | 7.000% | $1,399 | 25 | −$611 | |
| 25 | $5,053 | 6.875% | $2,085 | 16 | −$608 | |
| 26 | $5,084 | 6.500% | $1,502 | 35 | −$577 | |
| 27 | $5,100 | 6.625% | $995 | 13 | −$562 | |
| 28 | $5,215 | 6.812% | $2,266 | 12 | −$446 | |
| 29 | $5,232 | 6.937% | $1,595 | 111 | −$429 | |
| 30 | $5,268 | 6.188% | $1,090 | 14 | −$393 | |
| 31 | $5,298 | 6.933% | $1,782 | 24 | −$363 | |
| 32 | $5,319 | 6.875% | $1,645 | 90 | −$342 | |
| 33 | $5,332 | 6.995% | $2,153 | 20 | −$329 | |
| 34 | $5,335 | 6.625% | $1,738 | 29 | −$326 | |
| 35 | $5,340 | 6.375% | $1,250 | 36 | −$321 | |
| 36 | $5,407 | 6.990% | $1,985 | 46 | −$254 | |
| 37 | $5,414 | 7.125% | $1,717 | 17 | −$247 | |
| 38 | $5,505 | 6.250% | $1,295 | 133 | −$156 | |
| 39 | $5,536 | 6.625% | $1,987 | 38 | −$125 | |
| 40 | $5,542 | 6.500% | $1,448 | 104 | −$119 | |
| 41 | $5,576 | 6.875% | $1,700 | 28 | −$84 | |
| 42 | $5,642 | 6.625% | $3,215 | 51 | −$19 | |
| 43 | $5,673 | 6.000% | $1,209 | 12 | +$12 | |
| 44 | $5,730 | 6.500% | $3,300 | 105 | +$69 | |
| 45 | $5,746 | 6.500% | $1,325 | 17 | +$84 | |
| 46 | $5,840 | 6.850% | $1,764 | 29 | +$179 | |
| 47 | $5,854 | 6.875% | $2,503 | 31 | +$193 | |
| 48 | $6,011 | 7.250% | $1,790 | 11 | +$350 | |
| 49 | $6,014 | 6.990% | $2,777 | 16 | +$353 | |
| 50 | $6,020 | 6.625% | $1,157 | 13 | +$359 | |
| 51 | $6,032 | 6.850% | $3,446 | 28 | +$371 | |
| 52 | $6,051 | 7.312% | $3,245 | 10 | +$390 | |
| 53 | $6,123 | 6.625% | $3,545 | 33 | +$462 | |
| 54 | $6,274 | 6.375% | $1,230 | 13 | +$613 | |
| 55 | $6,439 | 6.625% | $3,827 | 35 | +$778 | |
| 56 | $6,494 | 6.933% | $3,734 | 20 | +$833 | |
| 57 | $6,496 | 6.558% | $3,570 | 12 | +$835 | |
| 58 | $6,519 | 6.950% | $3,140 | 65 | +$858 | |
| 59 | $7,024 | 6.625% | $3,796 | 142 | +$1,363 | |
| 60 | $7,044 | 6.812% | $3,903 | 18 | +$1,383 | |
| 61 | $7,157 | 6.500% | $4,226 | 19 | +$1,496 | |
| 62 | $7,355 | 6.875% | $4,265 | 47 | +$1,694 | |
| 63 | $7,658 | 6.875% | $4,943 | 63 | +$1,998 | |
| 64 | $7,798 | 6.495% | $5,052 | 24 | +$2,137 | |
| 65 | $7,835 | 6.938% | $3,879 | 16 | +$2,174 | |
| 66 | $7,839 | 6.625% | $4,906 | 145 | +$2,178 | |
| 67 | $8,098 | 6.625% | $5,123 | 46 | +$2,437 | |
| 68 | $8,154 | 6.750% | $5,704 | 10 | +$2,493 | |
| 69 | $8,414 | 6.375% | $5,178 | 22 | +$2,753 | |
| 70 | $9,032 | 6.875% | $5,618 | 49 | +$3,371 | |
| 71 | $9,529 | 6.125% | $6,288 | 98 | +$3,868 | |
| 72 | $12,445 | 9.375% | $9,599 | 21 | +$6,784 | |
| 73 | $13,515 | 6.625% | $9,958 | 17 | +$7,854 | |
| 74 | $13,930 | 6.625% | $10,876 | 39 | +$8,269 |
Includes lenders with 10+ purchase originations in Charleston County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.