PNC Bank, National Association closing costs and rates (2024)
In 2024, PNC Bank, National Association originated 9,589 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $4,916. That ranks #47 nationally by origination volume. For total closing costs among lenders with 500+ originations, PNC Bank, National Association ranks #191. That is $1,825 below the national median of $6,741. PNC Bank, National Association is most active in Pennsylvania with 1,433 originations there.
Purchase Originations
9,589
Ranked #47 nationally
Median Total Costs
$4,916
−27.1% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,300
Median Lender Credits
$3,000
Cost Rank (500+ vol.)
#191
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 9,030 | 6.500% | $4,830 | $1,280 |
| fha | 378 | 6.625% | $8,195 | $1,778 |
| va | 167 | 6.500% | $4,814 | $1,001 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 1,433 | 6.500% | $4,989 | #12 |
| California | 1,202 | 6.500% | $7,001 | #37 |
| Ohio | 1,054 | 6.500% | $3,890 | #23 |
| Illinois | 652 | 6.625% | $5,431 | #38 |
| Indiana | 476 | 6.625% | $2,842 | #35 |
| Texas | 458 | 6.500% | $4,596 | #125 |
| Michigan | 454 | 6.625% | $3,605 | #39 |
| Florida | 424 | 6.500% | $4,947 | #101 |
| New Jersey | 364 | 6.500% | $5,670 | #45 |
| North Carolina | 358 | 6.500% | $4,506 | #61 |
| Washington | 357 | 6.375% | $5,743 | #38 |
| Kentucky | 288 | 6.625% | $3,930 | #36 |
| Maryland | 248 | 6.500% | $5,010 | #57 |
| Virginia | 190 | 6.500% | $4,846 | #90 |
| Alabama | 178 | 6.500% | $4,050 | #56 |
| Georgia | 166 | 6.562% | $5,566 | #113 |
| Arizona | 124 | 6.500% | $5,857 | #86 |
| South Carolina | 122 | 6.500% | $4,937 | #101 |
| Colorado | 103 | 6.500% | $4,027 | #104 |
| West Virginia | 96 | 6.500% | $4,625 | #32 |
| New York | 94 | 6.500% | $6,322 | #124 |
| Tennessee | 94 | 6.500% | $4,807 | #130 |
| Missouri | 90 | 6.625% | $3,718 | #103 |
| Wisconsin | 80 | 6.625% | $3,011 | #109 |
| Delaware | 66 | 6.500% | $4,909 | #40 |
| Massachusetts | 60 | 6.438% | $5,973 | #118 |
| District of Columbia | 54 | 6.500% | $6,751 | #25 |
| Minnesota | 32 | 6.500% | $4,084 | — |
| New Mexico | 27 | 6.750% | $3,465 | — |
| Oregon | 27 | 6.500% | $5,154 | — |
| Kansas | 23 | 6.750% | $3,558 | — |
| Nevada | 23 | 6.500% | $5,535 | — |
| Oklahoma | 19 | 6.375% | $5,857 | — |
| Arkansas | 16 | 6.500% | $4,819 | — |
| Connecticut | 16 | 6.250% | $4,978 | — |
| Louisiana | 16 | 6.500% | $4,860 | — |
| Idaho | 14 | 6.375% | $4,294 | — |
| Mississippi | 14 | 6.375% | $4,520 | — |
| Maine | 13 | 6.750% | $4,358 | — |
| Iowa | 11 | 6.500% | $3,317 | — |
| Nebraska | 10 | 6.688% | $4,522 | — |
| Utah | 9 | 6.375% | $3,927 | — |
| Montana | 7 | 6.625% | $4,597 | — |
| New Hampshire | 6 | 6.625% | $4,294 | — |
| Rhode Island | 5 | 6.875% | $4,181 | — |
| Vermont | 4 | 6.875% | $5,291 | — |
| Wyoming | 4 | 6.125% | $5,057 | — |
| Hawaii | 3 | 6.500% | $8,318 | — |
| Alaska | 2 | 6.812% | $3,225 | — |
| South Dakota | 2 | 6.312% | $14,116 | — |
| North Dakota | 1 | 6.750% | $19,326 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,439 | 6.500% | — | 134 | −$1,477 | |
| 2 | $3,737 | 6.625% | — | 77 | −$1,179 | |
| 3 | $3,768 | 6.562% | — | 100 | −$1,148 | |
| 4 | $3,961 | 6.750% | — | 81 | −$955 | |
| 5 | $4,024 | 6.750% | — | 171 | −$892 | |
| 6 | $4,365 | 6.500% | — | 103 | −$551 | |
| 7 | $4,601 | 6.500% | — | 106 | −$315 | |
| 8 | $4,610 | 6.250% | — | 81 | −$306 | |
| 9 | $4,717 | 6.500% | — | 77 | −$199 | |
| 10 | $4,919 | 6.500% | — | 407 | +$3 | |
| 11 | $5,136 | 6.500% | — | 316 | +$220 | |
| 12 | $5,817 | 6.625% | — | 193 | +$901 | |
| 13 | $5,833 | 6.375% | — | 298 | +$917 | |
| 14 | $6,128 | 6.500% | — | 89 | +$1,212 | |
| 15 | $6,844 | 6.500% | — | 71 | +$1,928 | |
| 16 | $6,960 | 6.500% | — | 78 | +$2,044 | |
| 17 | $7,140 | 6.500% | — | 173 | +$2,224 | |
| 18 | $7,663 | 6.375% | — | 99 | +$2,747 | |
| 19 | $9,421 | 6.500% | — | 194 | +$4,505 | |
| 20 | $9,685 | 6.500% | — | 70 | +$4,769 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.