Mortgage lender closing cost rankings in Maryland (2024)
In Maryland, homebuyers paid a median of $7,916 in total closing costs on purchase mortgages in 2024, which is above the national median of $6,741. The median interest rate was 6.62% across 53,849 purchase originations. The most active lender was ROCKET MORTGAGE, LLC with 2,756 originations. The lowest-cost lender (with 50+ loans) was PULTE MORTGAGE LLC at $1,109.
Median Total Costs
$7,916
+17.4% vs national ($6,741)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,600
Purchase Originations
53,849
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 35,510 | 6.625% | $6,282 |
| fha | 11,132 | 6.500% | $13,515 |
| va | 6,857 | 6.250% | $9,785 |
| usda | 350 | 6.375% | $8,268 |
Lowest closing cost lenders in Maryland
Ranked by median total loan costs among lenders with 50+ purchase originations in Maryland.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,109 | 6.625% | $0 | 295 | −$6,807 | |
| 2 | $2,907 | 6.062% | $1,000 | 82 | −$5,009 | |
| 3 | $4,076 | 6.875% | $1,493 | 166 | −$3,840 | |
| 4 | $4,144 | 6.375% | $0 | 56 | −$3,772 | |
| 5 | $4,156 | 6.750% | $950 | 144 | −$3,760 | |
| 6 | $4,205 | 5.750% | $1,125 | 120 | −$3,711 | |
| 7 | $4,263 | 6.250% | $0 | 1,328 | −$3,653 | |
| 8 | $4,500 | 6.125% | $250 | 104 | −$3,416 | |
| 9 | $4,708 | 6.125% | $1,847 | 561 | −$3,208 | |
| 10 | $4,799 | 6.500% | $1,125 | 299 | −$3,117 | |
| 11 | $4,830 | 5.875% | $1,295 | 113 | −$3,086 | |
| 12 | $4,880 | 6.000% | $825 | 65 | −$3,036 | |
| 13 | $4,891 | 6.250% | $1,163 | 400 | −$3,025 | |
| 14 | $5,010 | 6.500% | $1,714 | 248 | −$2,906 | |
| 15 | $5,022 | 6.625% | $1,433 | 92 | −$2,894 | |
| 16 | $5,060 | 6.000% | $650 | 88 | −$2,856 | |
| 17 | $5,125 | 6.375% | $2,085 | 308 | −$2,791 | |
| 18 | $5,185 | 6.625% | $995 | 185 | −$2,731 | |
| 19 | $5,234 | 6.875% | $1,700 | 63 | −$2,682 | |
| 20 | $5,284 | 6.500% | $1,822 | 995 | −$2,632 | |
| 21 | $5,486 | 6.400% | $1,375 | 1,027 | −$2,430 | |
| 22 | $5,578 | 6.562% | $1,583 | 124 | −$2,338 | |
| 23 | $5,587 | 6.500% | $1,690 | 560 | −$2,329 | |
| 24 | $5,590 | 6.490% | $1,300 | 436 | −$2,326 | |
| 25 | $5,736 | 6.490% | $1,495 | 52 | −$2,180 |
Includes lenders with 50+ purchase originations in Maryland. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
Prince George's County
7,708 originations
Montgomery County
7,674 originations
Baltimore County
6,625 originations
Anne Arundel County
6,154 originations
Baltimore city
4,537 originations
Frederick County
3,257 originations
Howard County
2,902 originations
Harford County
2,607 originations
Charles County
2,442 originations
Carroll County
1,514 originations
Washington County
1,296 originations
St. Mary's County
1,234 originations
Calvert County
1,001 originations
Cecil County
897 originations
Wicomico County
846 originations
Queen Anne's County
671 originations
Worcester County
576 originations
Allegany County
447 originations
Dorchester County
395 originations
Talbot County
332 originations
Caroline County
287 originations
Kent County
168 originations
Somerset County
140 originations
Garrett County
139 originations
See Maryland closing cost details, fee benchmarks, and county comparisons → Maryland Closing Costs Guide
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.