HOMEAMERICAN MORTGAGE CORPORATION closing costs and rates (2024)
In 2024, HOMEAMERICAN MORTGAGE CORPORATION originated 7,033 purchase mortgages at a median interest rate of 5.38% and median total closing costs of $3,695. That ranks #63 nationally by origination volume. For total closing costs among lenders with 500+ originations, HOMEAMERICAN MORTGAGE CORPORATION ranks #90. That is $3,046 below the national median of $6,741. HOMEAMERICAN MORTGAGE CORPORATION is most active in California with 1,366 originations there.
Purchase Originations
7,033
Ranked #63 nationally
Median Total Costs
$3,695
−45.2% vs national ($6,741)
Median Rate
5.375%
−18.8% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$69
Cost Rank (500+ vol.)
#90
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 3,545 | 5.625% | $310 | $0 |
| fha | 2,323 | 4.999% | $8,427 | $0 |
| va | 1,161 | 4.999% | $3,214 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 1,366 | 5.625% | $3,131 | #34 |
| Colorado | 1,235 | 5.250% | $2,878 | #9 |
| Arizona | 1,221 | 5.375% | $4,811 | #14 |
| Florida | 1,030 | 4.999% | $5,713 | #50 |
| Nevada | 716 | 5.500% | $2,200 | #9 |
| Utah | 348 | 5.500% | $1,988 | #20 |
| Washington | 330 | 5.500% | $1,773 | #41 |
| Virginia | 276 | 5.500% | $2,921 | #68 |
| Tennessee | 110 | 5.500% | $4,143 | #117 |
| Texas | 107 | 4.999% | $5,650 | #265 |
| Idaho | 105 | 5.250% | $2,567 | #44 |
| New Mexico | 73 | 5.125% | $1,874 | #50 |
| Oregon | 52 | 4.999% | $5,173 | #104 |
| Maryland | 36 | 5.625% | $4,821 | — |
| Alabama | 26 | 4.312% | $5,282 | — |
| Pennsylvania | 2 | 6.437% | $545 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,381 | 5.500% | — | 154 | −$2,314 | |
| 2 | $1,506 | 5.500% | — | 130 | −$2,189 | |
| 3 | $1,620 | 5.500% | — | 134 | −$2,075 | |
| 4 | $1,738 | 5.999% | — | 226 | −$1,957 | |
| 5 | $2,063 | 5.500% | — | 692 | −$1,632 | |
| 6 | $2,200 | 5.500% | — | 688 | −$1,495 | |
| 7 | $2,471 | 5.500% | — | 123 | −$1,224 | |
| 8 | $2,564 | 5.750% | — | 231 | −$1,131 | |
| 9 | $2,723 | 5.875% | — | 93 | −$972 | |
| 10 | $3,134 | 5.500% | — | 383 | −$561 | |
| 11 | $3,141 | 5.250% | — | 201 | −$554 | |
| 12 | $3,954 | 4.999% | — | 155 | +$259 | |
| 13 | $4,141 | 5.250% | — | 187 | +$446 | |
| 14 | $5,488 | 5.250% | — | 263 | +$1,793 | |
| 15 | $5,687 | 4.999% | — | 256 | +$1,992 | |
| 16 | $5,725 | 4.999% | — | 220 | +$2,030 | |
| 17 | $6,121 | 4.999% | — | 266 | +$2,426 | |
| 18 | $6,324 | 4.999% | — | 122 | +$2,629 | |
| 19 | $6,764 | 4.999% | — | 354 | +$3,069 | |
| 20 | $8,026 | 5.500% | — | 173 | +$4,331 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.