TD Bank, National Association closing costs and rates (2024)
In 2024, TD Bank, National Association originated 4,400 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,417. That ranks #105 nationally by origination volume. For total closing costs among lenders with 500+ originations, TD Bank, National Association ranks #239. That is $1,324 below the national median of $6,741. TD Bank, National Association is most active in New York with 1,117 originations there.
Purchase Originations
4,400
Ranked #105 nationally
Median Total Costs
$5,417
−19.6% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$950
Median Lender Credits
$4,457
Cost Rank (500+ vol.)
#239
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 4,298 | 6.625% | $5,373 | $950 |
| fha | 85 | 6.750% | $9,304 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 1,117 | 6.500% | $6,057 | #20 |
| New Jersey | 808 | 6.500% | $6,177 | #19 |
| Florida | 536 | 6.625% | $6,159 | #82 |
| Pennsylvania | 415 | 6.500% | $5,707 | #53 |
| Massachusetts | 342 | 6.625% | $4,588 | #34 |
| South Carolina | 280 | 6.750% | $4,415 | #56 |
| North Carolina | 236 | 6.750% | $4,466 | #94 |
| Virginia | 149 | 6.625% | $4,573 | #103 |
| Maryland | 144 | 6.750% | $4,156 | #85 |
| Connecticut | 107 | 6.750% | $4,672 | #47 |
| Maine | 85 | 6.750% | $3,439 | #29 |
| New Hampshire | 63 | 6.750% | $3,439 | #39 |
| District of Columbia | 35 | 6.500% | $5,823 | — |
| Delaware | 33 | 6.500% | $5,034 | — |
| Rhode Island | 29 | 6.750% | $3,984 | — |
| Vermont | 21 | 6.750% | $3,696 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,161 | 6.500% | — | 116 | −$1,256 | |
| 2 | $4,792 | 6.562% | — | 54 | −$625 | |
| 3 | $4,860 | 6.375% | — | 128 | −$557 | |
| 4 | $5,420 | 6.750% | — | 59 | +$3 | |
| 5 | $5,550 | 6.500% | — | 97 | +$133 | |
| 6 | $5,630 | 6.500% | — | 117 | +$213 | |
| 7 | $6,049 | 6.500% | — | 55 | +$632 | |
| 8 | $6,055 | 6.500% | — | 63 | +$638 | |
| 9 | $6,103 | 6.375% | — | 159 | +$686 | |
| 10 | $6,165 | 6.625% | — | 53 | +$748 | |
| 11 | $6,272 | 6.500% | — | 59 | +$855 | |
| 12 | $6,452 | 6.500% | — | 61 | +$1,035 | |
| 13 | $6,491 | 6.375% | — | 208 | +$1,074 | |
| 14 | $6,539 | 6.375% | — | 179 | +$1,122 | |
| 15 | $6,553 | 6.500% | — | 85 | +$1,136 | |
| 16 | $6,739 | 6.500% | — | 119 | +$1,322 | |
| 17 | $6,965 | 6.500% | — | 120 | +$1,548 | |
| 18 | $7,020 | 6.750% | — | 71 | +$1,603 | |
| 19 | $7,565 | 6.500% | — | 82 | +$2,148 | |
| 20 | $7,591 | 6.625% | — | 55 | +$2,174 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.