Homebuyers in Harford County County who chose DHI MORTGAGE COMPANY, LTD. paid $4,279 less in closing costs than the county median.
County Median Costs
$7,779
−0.5% vs Maryland ($7,815)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,220
Purchase Originations
2,647
Denial Rate
7.0%
vs Maryland avg (6.3%)
vs Maryland Median
0.5% below
$-36
vs National Median
16.4% above
$1,099
40 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,500 | 5.875% | $0 | 31 | −$2,526 | |
| 2 | $4,155 | 6.625% | $0 | 22 | −$1,871 | |
| 3 | $4,322 | 6.375% | $1,057 | 19 | −$1,704 | |
| 4 | $4,471 | 6.375% | $1,377 | 19 | −$1,555 | |
| 5 | $4,476 | 5.750% | $1,125 | 75 | −$1,550 | |
| 6 | $4,489 | 6.000% | $1,136 | 21 | −$1,537 | |
| 7 | $4,517 | 5.875% | $60 | 13 | −$1,509 | |
| 8 | $4,630 | 6.312% | $1,645 | 18 | −$1,396 | |
| 9 | $4,808 | 6.237% | $1,302 | 10 | −$1,218 | |
| 10 | $4,869 | 6.750% | $1,640 | 26 | −$1,157 | |
| 11 | $5,019 | 6.562% | $1,355 | 66 | −$1,007 | |
| 12 | $5,134 | 6.812% | $1,785 | 12 | −$892 | |
| 13 | $5,225 | 6.000% | $1,854 | 19 | −$801 | |
| 14 | $5,238 | 6.625% | $2,564 | 12 | −$788 | |
| 15 | $5,265 | 6.495% | $1,700 | 44 | −$761 | |
| 16 | $5,285 | 6.625% | $1,598 | 17 | −$741 | |
| 17 | $5,302 | 6.562% | $1,630 | 10 | −$724 | |
| 18 | $5,334 | 6.375% | $1,288 | 27 | −$692 | |
| 19 | $5,651 | 6.875% | $1,460 | 19 | −$375 | |
| 20 | $5,671 | 6.812% | $1,576 | 12 | −$355 | |
| 21 | $5,705 | 6.875% | $2,509 | 20 | −$321 | |
| 22 | $5,711 | 6.656% | $1,885 | 14 | −$315 | |
| 23 | $5,826 | 6.625% | $1,795 | 39 | −$200 | |
| 24 | $5,960 | 6.625% | $2,154 | 23 | −$66 | |
| 25 | $6,087 | 6.625% | $3,459 | 91 | +$61 |
Includes lenders with 10+ purchase originations in Harford County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maryland → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.