PRIMELENDING, A PLAINSCAPITAL COMPANY closing costs and rates (2024)
In 2024, PRIMELENDING, A PLAINSCAPITAL COMPANY originated 19,561 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $7,632. That ranks #21 nationally by origination volume. For total closing costs among lenders with 500+ originations, PRIMELENDING, A PLAINSCAPITAL COMPANY ranks #414. That is $891 above the national median of $6,741. PRIMELENDING, A PLAINSCAPITAL COMPANY is most active in Texas with 5,368 originations there.
Purchase Originations
19,561
Ranked #21 nationally
Median Total Costs
$7,632
+13.2% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,111
Median Lender Credits
$500
Cost Rank (500+ vol.)
#414
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 12,753 | 6.750% | $6,708 | $3,211 |
| fha | 4,382 | 6.625% | $11,808 | $3,913 |
| va | 2,131 | 6.250% | $5,780 | $0 |
| usda | 295 | 6.750% | $6,585 | $2,481 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 5,368 | 6.500% | $9,871 | #10 |
| South Carolina | 1,217 | 6.625% | $7,847 | #11 |
| Missouri | 1,170 | 6.750% | $4,487 | #12 |
| New York | 1,116 | 6.750% | $6,735 | #21 |
| Ohio | 963 | 6.990% | $5,756 | #26 |
| California | 888 | 6.625% | $11,125 | #47 |
| Florida | 689 | 6.750% | $7,854 | #68 |
| Pennsylvania | 539 | 6.625% | $6,068 | #40 |
| Arizona | 526 | 6.750% | $8,288 | #38 |
| Washington | 452 | 6.625% | $12,585 | #34 |
| Illinois | 438 | 6.990% | $4,925 | #53 |
| West Virginia | 408 | 6.375% | $5,817 | #7 |
| Maryland | 385 | 6.750% | $6,755 | #43 |
| Georgia | 376 | 6.625% | $8,332 | #67 |
| Kansas | 365 | 6.875% | $4,102 | #14 |
| North Carolina | 350 | 6.625% | $6,484 | #65 |
| New Mexico | 328 | 6.500% | $8,024 | #10 |
| Minnesota | 277 | 6.875% | $5,951 | #52 |
| Connecticut | 267 | 6.875% | $6,287 | #23 |
| Virginia | 244 | 6.625% | $7,432 | #74 |
| Colorado | 242 | 6.625% | $5,907 | #66 |
| Michigan | 232 | 6.990% | $6,228 | #73 |
| Indiana | 225 | 6.875% | $5,225 | #75 |
| Nevada | 211 | 6.750% | $8,263 | #31 |
| Oklahoma | 187 | 6.875% | $5,582 | #46 |
| Idaho | 184 | 6.625% | $9,079 | #28 |
| Massachusetts | 180 | 6.750% | $7,552 | #53 |
| Tennessee | 177 | 6.625% | $7,556 | #82 |
| Alaska | 166 | 6.125% | $8,137 | #10 |
| Oregon | 150 | 6.875% | $9,084 | #57 |
| Arkansas | 134 | 6.750% | $6,365 | #53 |
| Wisconsin | 128 | 6.875% | $3,142 | #81 |
| Mississippi | 122 | 6.750% | $6,727 | #43 |
| New Jersey | 108 | 6.750% | $7,370 | #103 |
| Louisiana | 104 | 6.750% | $8,522 | #52 |
| Utah | 96 | 6.500% | $11,918 | #57 |
| New Hampshire | 88 | 6.750% | $6,968 | #26 |
| Montana | 86 | 6.625% | $6,069 | #18 |
| Alabama | 85 | 6.750% | $7,144 | #103 |
| Kentucky | 77 | 6.875% | $6,506 | #96 |
| Vermont | 46 | 6.688% | $8,041 | — |
| Nebraska | 39 | 6.625% | $5,314 | — |
| Delaware | 33 | 6.625% | $6,222 | — |
| Iowa | 23 | 6.625% | $5,623 | — |
| Hawaii | 22 | 6.990% | $12,744 | — |
| Wyoming | 19 | 6.625% | $4,948 | — |
| Maine | 17 | 6.875% | $4,941 | — |
| District of Columbia | 5 | 6.500% | $13,472 | — |
| North Dakota | 4 | 6.938% | $10,226 | — |
| Rhode Island | 3 | 6.990% | $5,215 | — |
| South Dakota | 2 | 7.058% | $5,614 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,393 | 6.625% | — | 257 | −$3,239 | |
| 2 | $4,587 | 6.625% | — | 295 | −$3,045 | |
| 3 | $5,237 | 6.875% | — | 237 | −$2,395 | |
| 4 | $5,451 | 6.875% | — | 326 | −$2,181 | |
| 5 | $7,479 | 6.625% | — | 391 | −$153 | |
| 6 | $7,758 | 6.750% | — | 203 | +$126 | |
| 7 | $8,522 | 6.750% | — | 361 | +$890 | |
| 8 | $8,807 | 6.625% | — | 212 | +$1,175 | |
| 9 | $8,833 | 6.490% | — | 201 | +$1,201 | |
| 10 | $8,862 | 5.990% | — | 175 | +$1,230 | |
| 11 | $8,904 | 6.625% | — | 184 | +$1,272 | |
| 12 | $9,070 | 6.500% | — | 496 | +$1,438 | |
| 13 | $9,464 | 6.490% | — | 499 | +$1,832 | |
| 14 | $9,482 | 6.750% | — | 256 | +$1,850 | |
| 15 | $10,071 | 6.250% | — | 249 | +$2,439 | |
| 16 | $11,000 | 6.625% | — | 417 | +$3,368 | |
| 17 | $11,078 | 6.875% | — | 176 | +$3,446 | |
| 18 | $11,486 | 6.500% | — | 234 | +$3,854 | |
| 19 | $11,746 | 6.125% | — | 195 | +$4,114 | |
| 20 | $11,828 | 6.750% | — | 333 | +$4,196 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.