Purchase Originations
18,642
Ranked #22 nationally
Median Total Costs
$7,395
+10.7% vs national ($6,680)
↓ $237 vs prior year
Median Rate
6.490%
+0.0% vs national (6.490%)
↓ 0.135% vs prior year
Median Origination
$2,606
Median Lender Credits
$526
Cost Rank (500+ vol.)
#396
among lenders with 500+ originations
Denial Rate
3.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 11,723 | 6.625% | $6,305 | $2,600 |
| fha | 4,625 | 6.490% | $11,690 | $3,356 |
| va | 2,046 | 6.250% | $5,124 | $0 |
| usda | 248 | 6.300% | $7,088 | $2,274 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 5,163 | 6.250% | $9,167 | #10 |
| South Carolina | 1,229 | 6.375% | $7,696 | #13 |
| Missouri | 1,124 | 6.612% | $4,421 | #14 |
| New York | 1,032 | 6.750% | $6,019 | #22 |
| Ohio | 892 | 6.750% | $5,852 | #30 |
| California | 761 | 6.500% | $11,800 | #54 |
| Florida | 717 | 6.490% | $7,694 | #63 |
| Pennsylvania | 572 | 6.500% | $6,261 | #39 |
| Illinois | 475 | 6.625% | $5,142 | #48 |
| Washington | 465 | 6.490% | $12,034 | #36 |
| Arizona | 416 | 6.625% | $7,443 | #45 |
| Kansas | 366 | 6.750% | $3,889 | #17 |
| Georgia | 336 | 6.250% | $9,581 | #68 |
| West Virginia | 304 | 6.490% | $6,622 | #11 |
| Connecticut | 292 | 6.750% | $5,678 | #19 |
| Maryland | 292 | 6.625% | $6,280 | #48 |
| Minnesota | 291 | 6.625% | $5,678 | #48 |
| North Carolina | 288 | 6.490% | $6,575 | #82 |
| Colorado | 233 | 6.500% | $5,978 | #70 |
| Massachusetts | 230 | 6.625% | $7,870 | #48 |
| New Mexico | 228 | 6.375% | $7,756 | #21 |
| Indiana | 224 | 6.750% | $5,545 | #76 |
| Nevada | 216 | 6.490% | $8,534 | #37 |
| Michigan | 210 | 6.750% | $6,247 | #75 |
| Alaska | 193 | 6.375% | $9,835 | #8 |
| Tennessee | 176 | 6.490% | $8,445 | #87 |
| Mississippi | 167 | 6.500% | $7,957 | #31 |
| Virginia | 164 | 6.500% | $7,109 | #96 |
| Wisconsin | 162 | 6.750% | $3,324 | #64 |
| Arkansas | 135 | 6.500% | $6,768 | #57 |
| Utah | 130 | 6.375% | $10,310 | #49 |
| Louisiana | 123 | 6.590% | $7,524 | #52 |
| Oregon | 123 | 6.625% | $9,208 | #64 |
| New Jersey | 106 | 6.875% | $6,462 | #107 |
| Idaho | 105 | 6.375% | $9,532 | #46 |
| Kentucky | 102 | 6.625% | $6,619 | #85 |
| Montana | 100 | 6.750% | $6,826 | #20 |
| Alabama | 98 | 6.490% | $7,166 | #96 |
| New Hampshire | 90 | 6.625% | $5,954 | #29 |
| Oklahoma | 51 | 6.500% | $6,324 | #97 |
| Vermont | 49 | 6.625% | $6,350 | — |
| Nebraska | 47 | 6.750% | $5,793 | — |
| Rhode Island | 46 | 6.625% | $5,671 | — |
| Delaware | 30 | 6.490% | $5,263 | — |
| Hawaii | 24 | 6.500% | $14,550 | — |
| Iowa | 21 | 6.625% | $3,332 | — |
| Wyoming | 21 | 6.625% | $5,347 | — |
| Maine | 11 | 6.250% | $6,023 | — |
| North Dakota | 5 | 6.375% | $5,859 | — |
| South Dakota | 5 | 6.490% | $5,559 | — |
| District of Columbia | 2 | 6.933% | $8,285 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,982 | 6.490% | — | 266 | −$3,413 | |
| 2 | $4,582 | 6.490% | — | 299 | −$2,813 | |
| 3 | $5,385 | 6.750% | — | 341 | −$2,010 | |
| 4 | $5,499 | 6.750% | — | 215 | −$1,896 | |
| 5 | $5,644 | 6.490% | — | 166 | −$1,751 | |
| 6 | $7,077 | 6.375% | — | 418 | −$318 | |
| 7 | $7,596 | 6.490% | — | 201 | +$201 | |
| 8 | $7,729 | 6.625% | — | 278 | +$334 | |
| 9 | $7,862 | 5.990% | — | 204 | +$467 | |
| 10 | $7,876 | 6.125% | — | 237 | +$481 | |
| 11 | $8,344 | 6.490% | — | 283 | +$949 | |
| 12 | $8,524 | 6.250% | — | 182 | +$1,129 | |
| 13 | $8,573 | 5.990% | — | 178 | +$1,178 | |
| 14 | $8,628 | 6.250% | — | 333 | +$1,233 | |
| 15 | $8,887 | 5.990% | — | 476 | +$1,492 | |
| 16 | $8,962 | 6.500% | — | 241 | +$1,567 | |
| 17 | $9,082 | 5.933% | — | 192 | +$1,687 | |
| 18 | $9,376 | 6.375% | — | 340 | +$1,981 | |
| 19 | $10,977 | 6.625% | — | 250 | +$3,582 | |
| 20 | $11,521 | 6.375% | — | 263 | +$4,126 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Primelending, A Plainscapital Company | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $315,000 | $335,000 | −$20,000 (−6.0%) |
| Median total closing costs | $7,395 | $7,127 | +$268 (+3.8%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.