Mortgage lender closing cost rankings in Wisconsin (2024)
In Wisconsin, homebuyers paid a median of $3,374 in total closing costs on purchase mortgages in 2024, which is below the national median of $6,741. The median interest rate was 6.62% across 48,151 purchase originations. The most active lender was FAIRWAY INDEPENDENT MORTGAGE CORPORATION with 2,284 originations. The lowest-cost lender (with 50+ loans) was Royal Credit Union at $0.
Median Total Costs
$3,374
−50.0% vs national ($6,741)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,195
Purchase Originations
48,151
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 40,151 | 6.625% | $3,156 |
| fha | 4,370 | 6.750% | $8,896 |
| va | 3,239 | 6.500% | $5,468 |
| usda | 391 | 6.625% | $6,155 |
Lowest closing cost lenders in Wisconsin
Ranked by median total loan costs among lenders with 50+ purchase originations in Wisconsin.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.750% | $0 | 898 | −$3,374 | |
| 2 | $1,460 | 6.500% | $120 | 549 | −$1,914 | |
| 3 | $1,538 | 6.625% | $0 | 77 | −$1,836 | |
| 4 | $1,908 | 6.700% | $595 | 115 | −$1,466 | |
| 5 | $1,933 | 6.625% | $678 | 74 | −$1,441 | |
| 6 | $1,963 | 7.125% | $500 | 63 | −$1,411 | |
| 7 | $2,033 | 6.500% | $650 | 53 | −$1,341 | |
| 8 | $2,048 | 7.000% | $475 | 66 | −$1,326 | |
| 9 | $2,122 | 6.625% | $175 | 142 | −$1,252 | |
| 10 | $2,152 | 6.625% | $799 | 993 | −$1,222 | |
| 11 | $2,158 | 6.375% | $64 | 195 | −$1,216 | |
| 12 | $2,243 | 8.000% | $1,954 | 150 | −$1,131 | |
| 13 | $2,256 | 6.375% | $795 | 143 | −$1,118 | |
| 14 | $2,300 | 6.625% | $1,000 | 388 | −$1,074 | |
| 15 | $2,318 | 6.375% | $645 | 362 | −$1,056 | |
| 16 | $2,335 | 6.600% | $640 | 1,327 | −$1,039 | |
| 17 | $2,362 | 6.500% | $777 | 1,762 | −$1,012 | |
| 18 | $2,379 | 6.780% | $525 | 120 | −$995 | |
| 19 | $2,448 | 6.125% | $0 | 271 | −$926 | |
| 20 | $2,471 | 7.000% | $250 | 263 | −$903 | |
| 21 | $2,507 | 6.200% | $815 | 63 | −$867 | |
| 22 | $2,526 | 6.875% | $995 | 50 | −$848 | |
| 23 | $2,534 | 6.500% | $500 | 90 | −$840 | |
| 24 | $2,582 | 6.375% | $695 | 485 | −$792 | |
| 25 | $2,583 | 6.950% | $575 | 415 | −$791 |
Includes lenders with 50+ purchase originations in Wisconsin. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
Milwaukee County
6,780 originations
Dane County
5,100 originations
Waukesha County
3,879 originations
Brown County
2,320 originations
Outagamie County
1,860 originations
Racine County
1,756 originations
Rock County
1,686 originations
Winnebago County
1,626 originations
Kenosha County
1,364 originations
Washington County
1,312 originations
Marathon County
1,098 originations
St. Croix County
995 originations
La Crosse County
897 originations
Fond du Lac County
872 originations
Eau Claire County
868 originations
Sheboygan County
857 originations
Ozaukee County
834 originations
Walworth County
791 originations
Dodge County
705 originations
Jefferson County
665 originations
Manitowoc County
645 originations
Wood County
626 originations
Chippewa County
502 originations
Calumet County
502 originations
Sauk County
491 originations
Columbia County
487 originations
Portage County
486 originations
Polk County
423 originations
Waupaca County
404 originations
Douglas County
373 originations
Barron County
360 originations
Oconto County
342 originations
Marinette County
340 originations
Pierce County
328 originations
Dunn County
298 originations
Monroe County
288 originations
Green County
279 originations
Shawano County
274 originations
Grant County
263 originations
Oneida County
262 originations
Door County
220 originations
Clark County
219 originations
Waushara County
200 originations
Trempealeau County
199 originations
Juneau County
193 originations
Lincoln County
188 originations
Adams County
173 originations
Green Lake County
157 originations
Langlade County
150 originations
Marquette County
149 originations
Kewaunee County
148 originations
Vernon County
145 originations
Iowa County
143 originations
Vilas County
142 originations
Jackson County
141 originations
Taylor County
136 originations
Burnett County
133 originations
Price County
126 originations
Sawyer County
124 originations
Washburn County
123 originations
Ashland County
104 originations
See Wisconsin closing cost details, fee benchmarks, and county comparisons → Wisconsin Closing Costs Guide
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.