Lowest closing cost mortgage lenders in Chippewa County County, Wisconsin
In Chippewa County, Wisconsin, homebuyers paid a median of $3,354 in closing costs in 2024 — near the Wisconsin median of $3,374. The county saw 502 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Royal Credit Union offered the lowest median costs at $0, which is $2,983 less than the county median.
Homebuyers in Chippewa County County who chose Royal Credit Union paid $3,354 less in closing costs than the county median.
County Median Costs
$3,354
−0.6% vs Wisconsin ($3,374)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,065
Purchase Originations
502
vs Wisconsin Median
0.6% below
$-20
vs National Median
50.2% below
$-3,387
Lender rankings in Chippewa County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.750% | $0 | 156 | −$2,983 | |
| 2 | $2,350 | 6.500% | $850 | 14 | −$633 | |
| 3 | $2,875 | 6.500% | $801 | 13 | −$108 | |
| 4 | $3,058 | 6.625% | $645 | 28 | +$75 | |
| 5 | $4,663 | 6.990% | $2,713 | 17 | +$1,680 | |
| 6 | $5,339 | 6.875% | $3,188 | 23 | +$2,356 | |
| 7 | $5,747 | 6.875% | $3,441 | 11 | +$2,764 | |
| 8 | $7,340 | 7.000% | $5,210 | 10 | +$4,357 |
Includes lenders with 10+ purchase originations in Chippewa County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.