WESTCONSIN CREDIT UNION closing costs and rates (2024)
In 2024, WESTCONSIN CREDIT UNION originated 230 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $3,109. That is $3,632 below the national median of $6,741. WESTCONSIN CREDIT UNION is most active in Wisconsin with 215 originations there.
Purchase Originations
230
Median Total Costs
$3,109
−53.9% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$645
Median Lender Credits
$20
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 229 | 6.875% | $3,107 | $645 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,828 | 6.875% | — | 1 | −$281 | |
| 2 | $2,848 | 6.625% | — | 3 | −$261 | |
| 3 | $2,888 | 6.875% | — | 18 | −$221 | |
| 4 | $2,946 | 6.875% | — | 2 | −$163 | |
| 5 | $3,040 | 6.875% | — | 27 | −$69 | |
| 6 | $3,050 | 6.625% | — | 19 | −$59 | |
| 7 | $3,058 | 6.625% | — | 28 | −$51 | |
| 8 | $3,095 | 6.875% | — | 35 | −$14 | |
| 9 | $3,110 | 6.875% | — | 21 | +$1 | |
| 10 | $3,119 | 6.875% | — | 3 | +$10 | |
| 11 | $3,121 | 6.875% | — | 42 | +$12 | |
| 12 | $3,216 | 6.562% | — | 2 | +$107 | |
| 13 | $3,317 | 6.438% | — | 2 | +$208 | |
| 14 | $3,326 | 6.625% | — | 4 | +$217 | |
| 15 | $3,540 | 6.562% | — | 2 | +$431 | |
| 16 | $3,550 | 7.375% | — | 2 | +$441 | |
| 17 | $3,551 | 6.812% | — | 2 | +$442 | |
| 18 | $3,878 | 6.250% | — | 1 | +$769 | |
| 19 | $3,936 | 6.562% | — | 4 | +$827 | |
| 20 | $4,557 | 6.750% | — | 2 | +$1,448 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.