Johnson Bank closing costs and rates (2024)
In 2024, Johnson Bank originated 1,404 purchase mortgages at a median interest rate of 6.55% and median total closing costs of $2,360. That ranks #285 nationally by origination volume. For total closing costs among lenders with 500+ originations, Johnson Bank ranks #19. That is $4,381 below the national median of $6,741. Johnson Bank is most active in Wisconsin with 1,327 originations there.
Purchase Originations
1,404
Ranked #285 nationally
Median Total Costs
$2,360
−65.0% vs national ($6,741)
Median Rate
6.550%
−1.1% vs national (6.620%)
Median Origination
$640
Median Lender Credits
$507
Cost Rank (500+ vol.)
#19
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,392 | 6.600% | $2,360 | $640 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Wisconsin | 1,327 | 6.600% | $2,335 | #6 |
| Illinois | 36 | 6.575% | $5,105 | — |
| Minnesota | 10 | 6.325% | $3,550 | — |
| Colorado | 7 | 6.500% | $2,838 | — |
| Florida | 4 | 6.875% | $2,216 | — |
| Arizona | 3 | 6.300% | $3,932 | — |
| North Carolina | 3 | 6.500% | $3,022 | — |
| Texas | 3 | 5.900% | $4,601 | — |
| Georgia | 2 | 6.125% | $3,706 | — |
| Indiana | 2 | 6.550% | $2,138 | — |
| Kentucky | 2 | 6.450% | $4,894 | — |
| Arkansas | 1 | 6.200% | $6,736 | — |
| Michigan | 1 | 6.900% | $2,485 | — |
| Missouri | 1 | 6.400% | $3,267 | — |
| Ohio | 1 | 5.650% | $11,895 | — |
| South Carolina | 1 | 6.400% | $5,557 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,801 | 6.500% | — | 13 | −$559 | |
| 2 | $2,139 | 6.450% | — | 11 | −$221 | |
| 3 | $2,225 | 6.550% | — | 30 | −$135 | |
| 4 | $2,229 | 6.600% | — | 102 | −$131 | |
| 5 | $2,230 | 6.525% | — | 148 | −$130 | |
| 6 | $2,233 | 6.850% | — | 14 | −$127 | |
| 7 | $2,255 | 6.550% | — | 215 | −$105 | |
| 8 | $2,269 | 6.550% | — | 28 | −$91 | |
| 9 | $2,277 | 6.500% | — | 188 | −$83 | |
| 10 | $2,277 | 6.600% | — | 23 | −$83 | |
| 11 | $2,289 | 6.650% | — | 15 | −$71 | |
| 12 | $2,330 | 6.750% | — | 119 | −$30 | |
| 13 | $2,391 | 6.450% | — | 24 | +$31 | |
| 14 | $2,460 | 6.550% | — | 143 | +$100 | |
| 15 | $2,611 | 6.700% | — | 14 | +$251 | |
| 16 | $2,616 | 6.700% | — | 22 | +$256 | |
| 17 | $2,699 | 6.700% | — | 101 | +$339 | |
| 18 | $2,874 | 6.500% | — | 11 | +$514 | |
| 19 | $3,412 | 6.550% | — | 12 | +$1,052 | |
| 20 | $5,772 | 6.550% | — | 10 | +$3,412 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.