Homebuyers in Fond du Lac County County who chose ZIPPY LOANS, LLC paid $988 less in closing costs than the county median.
County Median Costs
$3,115
−9.3% vs Wisconsin ($3,436)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$993
Purchase Originations
936
Denial Rate
9.7%
vs Wisconsin avg (6.7%)
vs Wisconsin Median
9.3% below
$-321
vs National Median
53.4% below
$-3,565
18 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,127 | 8.000% | $1,829 | 12 | −$753 | |
| 2 | $2,201 | 6.625% | $799 | 15 | −$679 | |
| 3 | $2,257 | 5.750% | $25 | 102 | −$623 | |
| 4 | $2,290 | 6.375% | $875 | 72 | −$590 | |
| 5 | $2,362 | 6.438% | $150 | 38 | −$518 | |
| 6 | $2,591 | 5.875% | $650 | 20 | −$289 | |
| 7 | $2,687 | 6.625% | $425 | 26 | −$193 | |
| 8 | $2,901 | 6.375% | $400 | 40 | +$21 | |
| 9 | $2,952 | 6.125% | $715 | 25 | +$72 | |
| 10 | $3,096 | 6.625% | $993 | 47 | +$216 | |
| 11 | $3,344 | 6.490% | $1,020 | 45 | +$464 | |
| 12 | $4,135 | 6.625% | $1,645 | 12 | +$1,255 | |
| 13 | $4,374 | 6.650% | $2,500 | 13 | +$1,494 | |
| 14 | $4,579 | 6.625% | $2,121 | 18 | +$1,699 | |
| 15 | $4,753 | 6.562% | $2,888 | 14 | +$1,873 | |
| 16 | $4,781 | 6.812% | $2,147 | 14 | +$1,901 | |
| 17 | $5,233 | 6.750% | $3,731 | 17 | +$2,353 |
Includes lenders with 10+ purchase originations in Fond du Lac County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.