Purchase Originations
1,092
Ranked #349 nationally
Median Total Costs
$2,221
−66.8% vs national ($6,680)
↑ $69 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$799
Median Lender Credits
$1,000
Cost Rank (500+ vol.)
#17
among lenders with 500+ originations
Denial Rate
7.4%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,092 | 6.500% | $2,221 | $799 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,114 | 6.656% | — | 2 | −$107 | |
| 2 | $2,160 | 6.875% | — | 3 | −$61 | |
| 3 | $2,177 | 6.500% | — | 3 | −$44 | |
| 4 | $2,191 | 6.500% | — | 48 | −$30 | |
| 5 | $2,196 | 6.407% | — | 88 | −$25 | |
| 6 | $2,198 | 6.500% | — | 265 | −$23 | |
| 7 | $2,201 | 6.625% | — | 15 | −$20 | |
| 8 | $2,202 | 6.500% | — | 77 | −$19 | |
| 9 | $2,220 | 6.500% | — | 16 | −$1 | |
| 10 | $2,230 | 6.500% | — | 435 | +$9 | |
| 11 | $2,254 | 6.500% | — | 27 | +$33 | |
| 12 | $2,274 | 6.625% | — | 54 | +$53 | |
| 13 | $2,304 | 6.594% | — | 6 | +$83 | |
| 14 | $2,315 | 6.375% | — | 3 | +$94 | |
| 15 | $2,324 | 6.875% | — | 6 | +$103 | |
| 16 | $2,350 | 5.875% | — | 7 | +$129 | |
| 17 | $2,390 | 6.375% | — | 3 | +$169 | |
| 18 | $2,445 | 6.250% | — | 12 | +$224 | |
| 19 | $2,456 | 6.750% | — | 2 | +$235 | |
| 20 | $2,515 | 6.500% | — | 3 | +$294 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Landmark Credit Union | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $255,000 | $335,000 | −$80,000 (−23.9%) |
| Median total closing costs | $2,221 | $7,127 | −$4,906 (−68.8%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.