Purchase Originations
2,486
Ranked #186 nationally
Median Total Costs
$2,692
−59.7% vs national ($6,680)
↑ $154 vs prior year
Median Rate
6.375%
−1.8% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$900
Median Lender Credits
$500
Cost Rank (500+ vol.)
#31
among lenders with 500+ originations
Denial Rate
11.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,315 | 6.375% | $2,640 | $900 |
| fha | 133 | 6.375% | $7,546 | $800 |
| va | 37 | 6.375% | $1,787 | $0 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Wisconsin | 1,751 | 6.375% | $2,498 | #4 |
| Illinois | 398 | 6.375% | $5,203 | #61 |
| Minnesota | 236 | 6.125% | $3,788 | #54 |
| Missouri | 66 | 5.875% | $5,068 | #125 |
| Michigan | 12 | 6.250% | $2,702 | — |
| Florida | 10 | 6.375% | $4,129 | — |
| Arizona | 4 | 6.250% | $4,755 | — |
| Indiana | 2 | 5.750% | $2,920 | — |
| Kentucky | 2 | 5.250% | $11,208 | — |
| Utah | 2 | 6.000% | $7,298 | — |
| Georgia | 1 | 5.125% | $7,548 | — |
| Ohio | 1 | 5.375% | $5,373 | — |
| Tennessee | 1 | 5.625% | $2,850 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,295 | 6.375% | — | 79 | −$397 | |
| 2 | $2,370 | 6.375% | — | 36 | −$322 | |
| 3 | $2,383 | 6.375% | — | 35 | −$309 | |
| 4 | $2,394 | 6.375% | — | 68 | −$298 | |
| 5 | $2,400 | 6.375% | — | 40 | −$292 | |
| 6 | $2,422 | 6.375% | — | 59 | −$270 | |
| 7 | $2,438 | 6.375% | — | 59 | −$254 | |
| 8 | $2,478 | 6.375% | — | 205 | −$214 | |
| 9 | $2,479 | 6.312% | — | 38 | −$213 | |
| 10 | $2,488 | 6.375% | — | 289 | −$204 | |
| 11 | $2,492 | 6.375% | — | 62 | −$200 | |
| 12 | $2,630 | 6.500% | — | 50 | −$62 | |
| 13 | $2,631 | 6.500% | — | 63 | −$61 | |
| 14 | $2,639 | 6.250% | — | 115 | −$53 | |
| 15 | $2,692 | 6.312% | — | 34 | +$0 | |
| 16 | $2,778 | 6.375% | — | 69 | +$86 | |
| 17 | $3,143 | 6.375% | — | 34 | +$451 | |
| 18 | $3,739 | 6.125% | — | 65 | +$1,047 | |
| 19 | $5,219 | 6.375% | — | 42 | +$2,527 | |
| 20 | $5,663 | 6.375% | — | 205 | +$2,971 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Associated Bank, National Association | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $265,000 | $335,000 | −$70,000 (−20.9%) |
| Median total closing costs | $2,692 | $7,127 | −$4,435 (−62.2%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.