ZIPPY LOANS, LLC closing costs and rates (2024)
In 2024, ZIPPY LOANS, LLC originated 1,647 purchase mortgages at a median interest rate of 9.55% and median total closing costs of $2,323. That ranks #260 nationally by origination volume. For total closing costs among lenders with 500+ originations, ZIPPY LOANS, LLC ranks #18. That is $4,418 below the national median of $6,741. ZIPPY LOANS, LLC is most active in Indiana with 360 originations there.
Purchase Originations
1,647
Ranked #260 nationally
Median Total Costs
$2,323
−65.5% vs national ($6,741)
Median Rate
9.550%
+44.3% vs national (6.620%)
Median Origination
$1,541
Median Lender Credits
—
Cost Rank (500+ vol.)
#18
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,647 | 9.550% | $2,323 | $1,541 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Indiana | 360 | 8.000% | $1,830 | #50 |
| Michigan | 311 | 10.100% | $5,274 | #59 |
| Texas | 244 | 10.575% | $2,703 | #177 |
| Wisconsin | 150 | 8.000% | $2,243 | #73 |
| Illinois | 97 | 8.000% | $1,906 | #147 |
| Florida | 74 | 9.550% | $4,605 | #275 |
| Ohio | 70 | 10.025% | $2,241 | #160 |
| Kansas | 53 | 10.250% | $2,545 | #99 |
| Missouri | 52 | 9.900% | $2,236 | #140 |
| Iowa | 51 | 10.750% | $2,118 | #80 |
| Kentucky | 46 | 11.000% | $2,149 | — |
| Arizona | 44 | 9.620% | $2,086 | — |
| Georgia | 34 | 11.190% | $1,791 | — |
| Alabama | 27 | 9.950% | $2,803 | — |
| Tennessee | 10 | 10.250% | $2,322 | — |
| Colorado | 9 | 10.750% | $2,580 | — |
| South Carolina | 8 | 10.900% | $2,898 | — |
| Oklahoma | 5 | 11.150% | $1,861 | — |
| Oregon | 2 | 9.800% | $2,662 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,534 | 8.000% | — | 25 | −$789 | |
| 2 | $1,636 | 8.000% | — | 68 | −$687 | |
| 3 | $1,649 | 8.000% | — | 27 | −$674 | |
| 4 | $1,677 | 8.000% | — | 18 | −$646 | |
| 5 | $1,714 | 8.000% | — | 25 | −$609 | |
| 6 | $1,760 | 8.000% | — | 22 | −$563 | |
| 7 | $1,808 | 11.250% | — | 66 | −$515 | |
| 8 | $1,936 | 9.875% | — | 28 | −$387 | |
| 9 | $2,054 | 8.000% | — | 57 | −$269 | |
| 10 | $2,083 | 8.000% | — | 31 | −$240 | |
| 11 | $2,264 | 8.000% | — | 26 | −$59 | |
| 12 | $2,277 | 10.350% | — | 22 | −$46 | |
| 13 | $3,122 | 10.025% | — | 46 | +$799 | |
| 14 | $4,376 | 9.695% | — | 64 | +$2,053 | |
| 15 | $4,497 | 9.920% | — | 34 | +$2,174 | |
| 16 | $5,639 | 9.475% | — | 24 | +$3,316 | |
| 17 | $5,971 | 10.250% | — | 55 | +$3,648 | |
| 18 | $6,224 | 9.640% | — | 29 | +$3,901 | |
| 19 | $6,393 | 10.350% | — | 22 | +$4,070 | |
| 20 | $7,844 | 9.740% | — | 22 | +$5,521 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.