Nations Lending Corporation closing costs and rates (2024)
In 2024, Nations Lending Corporation originated 4,159 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $5,806. That ranks #113 nationally by origination volume. For total closing costs among lenders with 500+ originations, Nations Lending Corporation ranks #270. That is $935 below the national median of $6,741. Nations Lending Corporation is most active in Wisconsin with 516 originations there.
Purchase Originations
4,159
Ranked #113 nationally
Median Total Costs
$5,806
−13.9% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,595
Median Lender Credits
$75
Cost Rank (500+ vol.)
#270
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,473 | 6.625% | $4,909 | $1,595 |
| fha | 1,170 | 6.750% | $8,087 | $400 |
| va | 414 | 6.750% | $6,757 | $1,595 |
| usda | 102 | 6.750% | $3,557 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Wisconsin | 516 | 6.750% | $3,723 | #28 |
| Texas | 454 | 6.625% | $7,398 | #128 |
| Arizona | 448 | 6.625% | $6,156 | #43 |
| Ohio | 419 | 6.750% | $5,634 | #59 |
| Oregon | 222 | 6.625% | $4,918 | #40 |
| Missouri | 201 | 6.990% | $4,436 | #55 |
| Mississippi | 188 | 6.625% | $5,678 | #26 |
| New Jersey | 163 | 6.750% | $9,811 | #80 |
| Illinois | 159 | 6.750% | $6,307 | #115 |
| Minnesota | 150 | 6.875% | $6,010 | #70 |
| California | 149 | 6.750% | $9,138 | #168 |
| Indiana | 149 | 6.990% | $5,717 | #99 |
| Florida | 121 | 6.990% | $7,692 | #225 |
| Nevada | 120 | 6.625% | $5,908 | #52 |
| North Dakota | 83 | 5.900% | $4,612 | #17 |
| New Mexico | 79 | 6.990% | $4,995 | #47 |
| Arkansas | 64 | 6.625% | $3,205 | #82 |
| Tennessee | 63 | 6.625% | $5,541 | #159 |
| Virginia | 57 | 6.750% | $7,094 | #167 |
| Louisiana | 54 | 6.750% | $4,713 | #79 |
| Delaware | 37 | 6.625% | $10,166 | — |
| Massachusetts | 34 | 6.812% | $7,857 | — |
| Alabama | 28 | 7.058% | $5,533 | — |
| Pennsylvania | 27 | 6.625% | $6,735 | — |
| Maryland | 25 | 6.875% | $8,125 | — |
| North Carolina | 23 | 6.750% | $7,963 | — |
| Colorado | 19 | 6.500% | $8,677 | — |
| New York | 15 | 6.750% | $10,796 | — |
| Georgia | 14 | 6.812% | $6,926 | — |
| South Carolina | 13 | 6.625% | $6,262 | — |
| West Virginia | 13 | 6.750% | $5,911 | — |
| Connecticut | 9 | 6.625% | $6,563 | — |
| Washington | 9 | 6.625% | $7,911 | — |
| Kentucky | 6 | 6.812% | $6,310 | — |
| Hawaii | 5 | 6.875% | $6,940 | — |
| Oklahoma | 5 | 6.625% | $4,929 | — |
| Rhode Island | 4 | 6.938% | $8,516 | — |
| Wyoming | 3 | 6.875% | $3,684 | — |
| Idaho | 2 | 6.938% | $7,625 | — |
| Maine | 2 | 6.312% | $11,721 | — |
| New Hampshire | 2 | 6.562% | $2,288 | — |
| Iowa | 1 | 7.250% | $15,507 | — |
| Kansas | 1 | 6.375% | $3,486 | — |
| Michigan | 1 | 7.625% | $7,286 | — |
| Montana | 1 | 7.250% | $4,915 | — |
| Utah | 1 | 6.625% | $4,554 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,461 | 6.875% | — | 77 | −$2,345 | |
| 2 | $3,587 | 6.688% | — | 52 | −$2,219 | |
| 3 | $3,668 | 6.625% | — | 62 | −$2,138 | |
| 4 | $4,120 | 6.625% | — | 83 | −$1,686 | |
| 5 | $4,770 | 6.625% | — | 52 | −$1,036 | |
| 6 | $4,916 | 6.990% | — | 75 | −$890 | |
| 7 | $5,042 | 6.625% | — | 119 | −$764 | |
| 8 | $5,073 | 6.875% | — | 53 | −$733 | |
| 9 | $5,249 | 6.875% | — | 59 | −$557 | |
| 10 | $5,308 | 6.750% | — | 73 | −$498 | |
| 11 | $5,775 | 6.562% | — | 116 | −$31 | |
| 12 | $5,870 | 6.625% | — | 115 | +$64 | |
| 13 | $5,987 | 6.750% | — | 96 | +$181 | |
| 14 | $6,046 | 6.500% | — | 339 | +$240 | |
| 15 | $6,538 | 6.500% | — | 55 | +$732 | |
| 16 | $6,541 | 6.625% | — | 111 | +$735 | |
| 17 | $6,806 | 6.990% | — | 72 | +$1,000 | |
| 18 | $7,877 | 6.750% | — | 74 | +$2,071 | |
| 19 | $8,083 | 6.750% | — | 69 | +$2,277 | |
| 20 | $8,569 | 6.625% | — | 61 | +$2,763 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.