Horicon Bank closing costs and rates (2024)
In 2024, Horicon Bank originated 143 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $2,125. That is $4,616 below the national median of $6,741. Horicon Bank is most active in Wisconsin with 142 originations there.
Purchase Originations
143
Median Total Costs
$2,125
−68.5% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$175
Median Lender Credits
$36
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 143 | 6.625% | $2,125 | $175 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $794 | 6.500% | — | 1 | −$1,331 | |
| 2 | $1,351 | 6.312% | — | 12 | −$774 | |
| 3 | $1,398 | 6.750% | — | 2 | −$727 | |
| 4 | $1,508 | 6.625% | — | 2 | −$617 | |
| 5 | $1,678 | 6.750% | — | 2 | −$447 | |
| 6 | $1,755 | 6.562% | — | 36 | −$370 | |
| 7 | $1,931 | 6.500% | — | 3 | −$194 | |
| 8 | $2,111 | 6.625% | — | 36 | −$14 | |
| 9 | $2,280 | 5.875% | — | 1 | +$155 | |
| 10 | $2,294 | 6.750% | — | 15 | +$169 | |
| 11 | $2,295 | 6.750% | — | 15 | +$170 | |
| 12 | $2,308 | 6.500% | — | 1 | +$183 | |
| 13 | $2,319 | 6.500% | — | 6 | +$194 | |
| 14 | $2,349 | 6.500% | — | 1 | +$224 | |
| 15 | $2,601 | 7.000% | — | 1 | +$476 | |
| 16 | $2,612 | 6.750% | — | 3 | +$487 | |
| 17 | $2,697 | 6.750% | — | 1 | +$572 | |
| 18 | $2,879 | 6.125% | — | 4 | +$754 | |
| 19 | $3,276 | 7.125% | — | 1 | +$1,151 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.