National Exchange Bank and Trust closing costs and rates (2024)
In 2024, National Exchange Bank and Trust originated 197 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $2,167. That is $4,574 below the national median of $6,741. National Exchange Bank and Trust is most active in Wisconsin with 195 originations there.
Purchase Originations
197
Median Total Costs
$2,167
−67.8% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$62
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 197 | 6.375% | $2,167 | $62 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,685 | 5.500% | — | 19 | −$482 | |
| 2 | $1,735 | 5.500% | — | 3 | −$432 | |
| 3 | $1,775 | 6.500% | — | 10 | −$392 | |
| 4 | $1,821 | 6.225% | — | 2 | −$346 | |
| 5 | $2,026 | 6.250% | — | 18 | −$141 | |
| 6 | $2,100 | 7.000% | — | 3 | −$67 | |
| 7 | $2,126 | 6.250% | — | 13 | −$41 | |
| 8 | $2,129 | 6.750% | — | 5 | −$38 | |
| 9 | $2,168 | 6.500% | — | 84 | +$1 | |
| 10 | $2,172 | 6.375% | — | 3 | +$5 | |
| 11 | $2,184 | 6.125% | — | 7 | +$17 | |
| 12 | $2,274 | 6.625% | — | 4 | +$107 | |
| 13 | $2,365 | 6.375% | — | 3 | +$198 | |
| 14 | $2,420 | 6.375% | — | 1 | +$253 | |
| 15 | $2,430 | 6.750% | — | 1 | +$263 | |
| 16 | $2,435 | 6.625% | — | 7 | +$268 | |
| 17 | $2,559 | 6.500% | — | 4 | +$392 | |
| 18 | $3,190 | 5.875% | — | 2 | +$1,023 | |
| 19 | $4,086 | 6.625% | — | 1 | +$1,919 | |
| 20 | $4,415 | 6.375% | — | 1 | +$2,248 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.