VERVE, A CREDIT UNION closing costs and rates (2024)
In 2024, VERVE, A CREDIT UNION originated 105 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $2,938. That is $3,803 below the national median of $6,741. VERVE, A CREDIT UNION is most active in Wisconsin with 102 originations there.
Purchase Originations
105
Median Total Costs
$2,938
−56.4% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$625
Median Lender Credits
$6
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 105 | 6.500% | $2,938 | $625 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,111 | 6.250% | — | 1 | −$827 | |
| 2 | $2,396 | 8.000% | — | 1 | −$542 | |
| 3 | $2,444 | 7.125% | — | 1 | −$494 | |
| 4 | $2,505 | 6.500% | — | 1 | −$433 | |
| 5 | $2,778 | 7.062% | — | 2 | −$160 | |
| 6 | $2,789 | 6.875% | — | 1 | −$149 | |
| 7 | $2,797 | 6.250% | — | 5 | −$141 | |
| 8 | $2,910 | 6.500% | — | 56 | −$28 | |
| 9 | $2,931 | 6.500% | — | 16 | −$7 | |
| 10 | $2,956 | 6.375% | — | 5 | +$18 | |
| 11 | $2,973 | 7.000% | — | 1 | +$35 | |
| 12 | $2,994 | 6.500% | — | 3 | +$56 | |
| 13 | $2,996 | 6.500% | — | 1 | +$58 | |
| 14 | $3,063 | 6.625% | — | 5 | +$125 | |
| 15 | $3,303 | 6.625% | — | 1 | +$365 | |
| 16 | $3,323 | 6.125% | — | 1 | +$385 | |
| 17 | $3,480 | 6.875% | — | 1 | +$542 | |
| 18 | $6,493 | 6.312% | — | 2 | +$3,555 | |
| 19 | $7,762 | 6.750% | — | 1 | +$4,824 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.