Lowest closing cost mortgage lenders in Eau Claire County County, Wisconsin
In Eau Claire County, Wisconsin, homebuyers paid a median of $3,229 in closing costs in 2024 — below the Wisconsin median of $3,374. The county saw 868 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Royal Credit Union offered the lowest median costs at $0, which is $2,925 less than the county median.
Homebuyers in Eau Claire County County who chose Royal Credit Union paid $3,229 less in closing costs than the county median.
County Median Costs
$3,229
−4.3% vs Wisconsin ($3,374)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$999
Purchase Originations
868
vs Wisconsin Median
4.3% below
$-145
vs National Median
52.1% below
$-3,512
Lender rankings in Eau Claire County County
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.625% | $0 | 320 | −$2,925 | |
| 2 | $2,328 | 6.375% | $850 | 27 | −$598 | |
| 3 | $3,040 | 6.875% | $595 | 27 | +$116 | |
| 4 | $3,307 | 6.500% | $828 | 34 | +$382 | |
| 5 | $3,435 | 6.812% | $1,022 | 24 | +$510 | |
| 6 | $3,516 | 6.875% | $1,150 | 21 | +$591 | |
| 7 | $3,601 | 6.875% | $1,535 | 13 | +$676 | |
| 8 | $4,165 | 6.875% | $2,103 | 17 | +$1,240 | |
| 9 | $4,200 | 7.000% | $2,532 | 11 | +$1,275 | |
| 10 | $4,272 | 6.938% | $1,932 | 14 | +$1,347 | |
| 11 | $4,399 | 6.875% | $1,852 | 15 | +$1,474 | |
| 12 | $5,086 | 6.750% | $3,358 | 11 | +$2,161 | |
| 13 | $5,729 | 6.688% | $3,645 | 42 | +$2,804 | |
| 14 | $7,302 | 7.125% | $4,812 | 13 | +$4,377 |
Includes lenders with 10+ purchase originations in Eau Claire County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.