Prosperity Home Mortgage, LLC closing costs and rates (2024)
In 2024, Prosperity Home Mortgage, LLC originated 15,410 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $6,496. That ranks #26 nationally by origination volume. For total closing costs among lenders with 500+ originations, Prosperity Home Mortgage, LLC ranks #333. That is $245 below the national median of $6,741. Prosperity Home Mortgage, LLC is most active in Pennsylvania with 2,072 originations there.
Purchase Originations
15,410
Ranked #26 nationally
Median Total Costs
$6,496
−3.6% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,082
Median Lender Credits
$500
Cost Rank (500+ vol.)
#333
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 11,433 | 6.875% | $5,813 | $2,192 |
| fha | 2,372 | 6.374% | $10,317 | $2,118 |
| va | 1,534 | 6.250% | $8,489 | $939 |
| usda | 71 | 6.500% | $6,303 | $1,499 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 2,072 | 6.625% | $7,660 | #6 |
| Virginia | 1,578 | 6.625% | $5,973 | #12 |
| Minnesota | 1,251 | 6.625% | $5,485 | #9 |
| Maryland | 1,080 | 6.625% | $6,879 | #8 |
| Georgia | 859 | 6.625% | $7,599 | #28 |
| New Jersey | 858 | 6.688% | $6,671 | #18 |
| North Carolina | 843 | 6.625% | $5,087 | #32 |
| Wisconsin | 609 | 6.625% | $3,847 | #23 |
| Texas | 555 | 6.750% | $8,544 | #109 |
| Arizona | 535 | 6.625% | $7,275 | #37 |
| California | 430 | 6.750% | $7,483 | #83 |
| Missouri | 423 | 6.750% | $4,068 | #28 |
| Delaware | 393 | 6.625% | $8,586 | #5 |
| Connecticut | 376 | 6.875% | $5,932 | #14 |
| Alabama | 375 | 6.625% | $5,490 | #32 |
| Florida | 348 | 6.625% | $6,273 | #117 |
| Illinois | 327 | 7.000% | $6,596 | #66 |
| Kentucky | 324 | 6.625% | $5,603 | #30 |
| Kansas | 250 | 6.625% | $3,699 | #25 |
| Nebraska | 217 | 6.625% | $3,807 | #26 |
| Indiana | 202 | 6.875% | $3,731 | #82 |
| District of Columbia | 192 | 6.625% | $7,694 | #4 |
| New York | 153 | 6.875% | $6,815 | #97 |
| Colorado | 150 | 6.875% | $3,799 | #88 |
| Michigan | 137 | 6.625% | $5,957 | #97 |
| Washington | 120 | 6.000% | $8,899 | #95 |
| Nevada | 118 | 6.625% | $8,297 | #53 |
| Ohio | 98 | 6.875% | $5,701 | #138 |
| South Carolina | 98 | 6.625% | $6,916 | #121 |
| Massachusetts | 85 | 6.875% | $5,598 | #100 |
| Montana | 72 | 6.750% | $6,115 | #22 |
| Oregon | 67 | 6.625% | $8,887 | #88 |
| New Mexico | 50 | 6.625% | $7,265 | #58 |
| Tennessee | 44 | 6.750% | $6,577 | — |
| West Virginia | 44 | 6.625% | $7,370 | — |
| Louisiana | 21 | 6.750% | $9,527 | — |
| Rhode Island | 12 | 6.812% | $4,870 | — |
| Arkansas | 11 | 6.500% | $4,982 | — |
| New Hampshire | 6 | 7.125% | $4,006 | — |
| South Dakota | 6 | 7.062% | $9,863 | — |
| Mississippi | 5 | 6.625% | $9,562 | — |
| Idaho | 4 | 6.562% | $7,408 | — |
| Oklahoma | 4 | 7.000% | $5,855 | — |
| Maine | 3 | 6.000% | $8,911 | — |
| North Dakota | 2 | 6.500% | $5,969 | — |
| Vermont | 2 | 6.438% | $11,362 | — |
| Utah | 1 | 6.124% | $9,447 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,666 | 6.625% | — | 174 | −$2,830 | |
| 2 | $3,714 | 6.750% | — | 216 | −$2,782 | |
| 3 | $4,627 | 6.812% | — | 228 | −$1,869 | |
| 4 | $5,206 | 6.625% | — | 158 | −$1,290 | |
| 5 | $5,579 | 6.625% | — | 358 | −$917 | |
| 6 | $5,956 | 6.625% | — | 156 | −$540 | |
| 7 | $6,105 | 6.625% | — | 157 | −$391 | |
| 8 | $6,424 | 6.875% | — | 171 | −$72 | |
| 9 | $6,974 | 6.625% | — | 317 | +$478 | |
| 10 | $7,089 | 7.000% | — | 173 | +$593 | |
| 11 | $7,107 | 6.625% | — | 217 | +$611 | |
| 12 | $7,198 | 6.750% | — | 161 | +$702 | |
| 13 | $7,207 | 6.500% | — | 383 | +$711 | |
| 14 | $7,270 | 6.750% | — | 259 | +$774 | |
| 15 | $7,597 | 6.875% | — | 202 | +$1,101 | |
| 16 | $7,694 | 6.625% | — | 192 | +$1,198 | |
| 17 | $7,807 | 6.625% | — | 324 | +$1,311 | |
| 18 | $8,047 | 6.875% | — | 194 | +$1,551 | |
| 19 | $8,324 | 6.625% | — | 660 | +$1,828 | |
| 20 | $8,833 | 6.625% | — | 312 | +$2,337 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.