Nicolet National Bank closing costs and rates (2024)
In 2024, Nicolet National Bank originated 881 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $3,439. That ranks #411 nationally by origination volume. For total closing costs among lenders with 500+ originations, Nicolet National Bank ranks #70. That is $3,302 below the national median of $6,741. Nicolet National Bank is most active in Wisconsin with 716 originations there.
Purchase Originations
881
Ranked #411 nationally
Median Total Costs
$3,439
−49.0% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$1,175
Median Lender Credits
$400
Cost Rank (500+ vol.)
#70
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 881 | 6.875% | $3,439 | $1,175 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Wisconsin | 716 | 6.875% | $3,487 | #17 |
| Michigan | 138 | 6.875% | $3,069 | #96 |
| Minnesota | 9 | 6.625% | $3,805 | — |
| Florida | 5 | 7.250% | $5,814 | — |
| California | 2 | 7.058% | $9,169 | — |
| North Carolina | 2 | 6.558% | $3,284 | — |
| Ohio | 2 | 6.938% | $3,603 | — |
| Colorado | 1 | 7.500% | $3,074 | — |
| Indiana | 1 | 5.990% | $2,382 | — |
| Massachusetts | 1 | 7.125% | $4,040 | — |
| Oregon | 1 | 6.500% | $5,367 | — |
| Tennessee | 1 | 6.875% | $4,354 | — |
| Texas | 1 | 7.125% | $5,113 | — |
| Washington | 1 | 7.250% | $4,703 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,728 | 6.688% | — | 8 | −$711 | |
| 2 | $2,899 | 6.875% | — | 9 | −$540 | |
| 3 | $3,029 | 6.875% | — | 37 | −$410 | |
| 4 | $3,039 | 6.438% | — | 8 | −$400 | |
| 5 | $3,057 | 7.000% | — | 18 | −$382 | |
| 6 | $3,271 | 6.125% | — | 9 | −$168 | |
| 7 | $3,291 | 6.875% | — | 23 | −$148 | |
| 8 | $3,343 | 6.688% | — | 26 | −$96 | |
| 9 | $3,371 | 6.875% | — | 68 | −$68 | |
| 10 | $3,386 | 6.875% | — | 47 | −$53 | |
| 11 | $3,386 | 7.000% | — | 17 | −$53 | |
| 12 | $3,388 | 6.990% | — | 16 | −$51 | |
| 13 | $3,438 | 6.750% | — | 18 | −$1 | |
| 14 | $3,516 | 6.875% | — | 21 | +$77 | |
| 15 | $3,518 | 7.000% | — | 9 | +$79 | |
| 16 | $3,520 | 6.625% | — | 11 | +$81 | |
| 17 | $3,544 | 6.750% | — | 196 | +$105 | |
| 18 | $3,597 | 6.875% | — | 103 | +$158 | |
| 19 | $3,736 | 6.875% | — | 7 | +$297 | |
| 20 | $3,767 | 6.875% | — | 61 | +$328 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.