What are the average closing costs in Portage County County?

In Portage County County, the median total loan costs on purchase mortgages were $3,248 in 2024, based on 486 originations.

Which lender has the lowest closing costs in Portage County County?

Among lenders with 10+ originations in Portage County County, SIMPLICITY had the lowest median total closing costs at $2,283 in 2024.

How do closing costs in Portage County County compare to Wisconsin?

Portage County County closing costs (median $3,248) are 3.7% below the Wisconsin state median of $3,374.

Lowest closing cost mortgage lenders in Portage County County, Wisconsin

In Portage County, Wisconsin, homebuyers paid a median of $3,248 in closing costs in 2024 — below the Wisconsin median of $3,374. The county saw 486 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, SIMPLICITY offered the lowest median costs at $2,283, which is $834 less than the county median.

Homebuyers in Portage County County who chose SIMPLICITY paid $965 less in closing costs than the county median.

County Median Costs

$3,248

−3.7% vs Wisconsin ($3,374)

Median Rate

6.500%

−1.8% vs national (6.620%)

Median Origination

$897

Purchase Originations

486

vs Wisconsin Median

3.7% below

$-126

vs National Median

51.8% below

$-3,493

Lender rankings in Portage County County

9 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	SIMPLICITY	$2,283	6.500%	$795	26	−$834
2	Associated Bank, National Association	$2,388	6.625%	$850	20	−$730
3	University Of Wisconsin Credit Union	$2,639	6.375%	$365	23	−$478
4	First Federal Bank	$2,713	6.562%	$595	10	−$404
5	Summit Credit Union	$2,735	6.438%	$425	18	−$382
6	Bank First, N.A.	$2,753	6.562%	$400	22	−$364
7	JPMorgan Chase Bank, National Association	$2,985	6.990%	$1,482	11	−$132
8	U.S. Bank National Association	$3,353	6.500%	$1,084	94	+$236
9	COVANTAGE CREDIT UNION	$3,588	6.375%	$645	48	+$471

Includes lenders with 10+ purchase originations in Portage County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.