Homebuyers in Lincoln County County who chose Nicolet National Bank paid $800 less in closing costs than the county median.
County Median Costs
$3,732
+8.6% vs Wisconsin ($3,436)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,213
Purchase Originations
232
Denial Rate
7.7%
vs Wisconsin avg (6.7%)
vs Wisconsin Median
8.6% above
$296
vs National Median
44.1% below
$-2,948
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,932 | 6.625% | $1,150 | 14 | −$526 | |
| 2 | $3,272 | 6.500% | $965 | 12 | −$186 | |
| 3 | $3,572 | 6.500% | $645 | 42 | +$114 |
Includes lenders with 10+ purchase originations in Lincoln County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.