CO-OP Credit Union closing costs and rates (2024)
In 2024, CO-OP Credit Union originated 118 purchase mortgages at a median interest rate of 6.65% and median total closing costs of $1,908. That is $4,833 below the national median of $6,741. CO-OP Credit Union is most active in Wisconsin with 115 originations there.
Purchase Originations
118
Median Total Costs
$1,908
−71.7% vs national ($6,741)
Median Rate
6.650%
+0.5% vs national (6.620%)
Median Origination
$595
Median Lender Credits
—
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 118 | 6.650% | $1,908 | $595 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,208 | 6.200% | — | 1 | −$700 | |
| 2 | $1,483 | 6.850% | — | 1 | −$425 | |
| 3 | $1,508 | 5.900% | — | 1 | −$400 | |
| 4 | $1,833 | 6.850% | — | 53 | −$75 | |
| 5 | $1,838 | 6.950% | — | 1 | −$70 | |
| 6 | $1,883 | 6.675% | — | 16 | −$25 | |
| 7 | $1,883 | 6.650% | — | 5 | −$25 | |
| 8 | $1,958 | 6.700% | — | 4 | +$50 | |
| 9 | $2,058 | 6.750% | — | 1 | +$150 | |
| 10 | $2,093 | 6.650% | — | 1 | +$185 | |
| 11 | $2,135 | 6.750% | — | 19 | +$227 | |
| 12 | $2,207 | 6.650% | — | 1 | +$299 | |
| 13 | $2,211 | 6.600% | — | 10 | +$303 | |
| 14 | $2,540 | 6.938% | — | 2 | +$632 | |
| 15 | $2,554 | 6.500% | — | 2 | +$646 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.