Homebuyers in Waupaca County County who chose ZIPPY LOANS, LLC paid $1,258 less in closing costs than the county median.
County Median Costs
$3,330
−3.1% vs Wisconsin ($3,436)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,205
Purchase Originations
457
Denial Rate
10.1%
vs Wisconsin avg (6.7%)
vs Wisconsin Median
3.1% below
$-106
vs National Median
50.1% below
$-3,350
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,072 | 8.000% | $1,805 | 10 | −$1,014 | |
| 2 | $2,432 | 6.125% | $400 | 23 | −$654 | |
| 3 | $2,611 | 5.995% | $650 | 54 | −$475 | |
| 4 | $2,627 | 6.125% | $695 | 35 | −$459 | |
| 5 | $3,112 | 6.625% | $1,527 | 13 | +$26 | |
| 6 | $3,136 | 6.500% | $645 | 21 | +$50 | |
| 7 | $4,032 | 6.625% | $2,023 | 11 | +$946 | |
| 8 | $4,384 | 6.500% | $2,616 | 16 | +$1,298 | |
| 9 | $4,738 | 6.375% | $2,435 | 11 | +$1,652 | |
| 10 | $5,101 | 6.562% | $2,449 | 10 | +$2,015 | |
| 11 | $5,936 | 6.250% | $3,133 | 11 | +$2,850 |
Includes lenders with 10+ purchase originations in Waupaca County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.