Ixonia Bank closing costs and rates (2024)
In 2024, Ixonia Bank originated 5,695 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $7,540. That ranks #85 nationally by origination volume. For total closing costs among lenders with 500+ originations, Ixonia Bank ranks #408. That is $799 above the national median of $6,741. Ixonia Bank is most active in Pennsylvania with 940 originations there.
Purchase Originations
5,695
Ranked #85 nationally
Median Total Costs
$7,540
+11.8% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$3,145
Median Lender Credits
$74
Cost Rank (500+ vol.)
#408
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 3,264 | 6.875% | $5,945 | $2,909 |
| fha | 1,903 | 6.750% | $10,411 | $3,547 |
| va | 383 | 6.750% | $7,581 | $2,240 |
| usda | 145 | 6.625% | $6,932 | $2,809 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 940 | 6.750% | $7,357 | #22 |
| Ohio | 864 | 6.990% | $7,068 | #29 |
| Wisconsin | 603 | 6.750% | $5,126 | #24 |
| Florida | 513 | 6.750% | $9,821 | #88 |
| Illinois | 488 | 6.990% | $7,910 | #50 |
| Colorado | 448 | 6.750% | $9,372 | #35 |
| Indiana | 330 | 6.990% | $6,194 | #54 |
| Tennessee | 241 | 6.750% | $9,442 | #63 |
| North Carolina | 179 | 6.625% | $6,186 | #112 |
| Texas | 155 | 6.990% | $8,669 | #224 |
| Kentucky | 120 | 6.990% | $6,419 | #73 |
| Connecticut | 112 | 6.990% | $7,335 | #44 |
| Virginia | 99 | 6.625% | $10,016 | #128 |
| Minnesota | 95 | 7.125% | $7,030 | #92 |
| Georgia | 51 | 6.750% | $11,076 | #201 |
| Nevada | 46 | 6.812% | $6,216 | — |
| New York | 40 | 6.750% | $7,167 | — |
| Massachusetts | 37 | 6.750% | $14,208 | — |
| Missouri | 35 | 6.500% | $5,710 | — |
| South Carolina | 35 | 6.750% | $5,912 | — |
| New Jersey | 34 | 6.688% | $8,872 | — |
| Montana | 30 | 6.870% | $9,366 | — |
| Alabama | 25 | 6.990% | $6,698 | — |
| Maine | 24 | 7.062% | $5,188 | — |
| Mississippi | 18 | 6.750% | $8,980 | — |
| Arizona | 14 | 6.808% | $8,107 | — |
| Michigan | 14 | 6.875% | $4,890 | — |
| Oregon | 13 | 6.990% | $8,846 | — |
| Washington | 13 | 6.990% | $10,973 | — |
| Arkansas | 12 | 6.625% | $6,653 | — |
| Wyoming | 10 | 6.750% | $7,848 | — |
| Iowa | 8 | 6.870% | $7,558 | — |
| Utah | 7 | 6.625% | $17,516 | — |
| California | 6 | 7.500% | $10,683 | — |
| West Virginia | 6 | 6.808% | $7,327 | — |
| Maryland | 5 | 6.750% | $16,863 | — |
| Delaware | 4 | 6.938% | $10,056 | — |
| New Mexico | 4 | 6.250% | $7,009 | — |
| Kansas | 3 | 7.125% | $3,772 | — |
| Rhode Island | 3 | 6.625% | $13,094 | — |
| Nebraska | 2 | 6.990% | $9,505 | — |
| Oklahoma | 2 | 6.438% | $6,389 | — |
| South Dakota | 2 | 6.375% | $4,270 | — |
| District of Columbia | 1 | 7.250% | $44,685 | — |
| Idaho | 1 | 6.875% | $3,234 | — |
| Louisiana | 1 | 6.875% | $5,521 | — |
| New Hampshire | 1 | 6.625% | $5,434 | — |
| Vermont | 1 | 7.625% | $8,290 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,128 | 6.750% | — | 107 | −$3,412 | |
| 2 | $4,314 | 6.625% | — | 64 | −$3,226 | |
| 3 | $5,926 | 6.750% | — | 81 | −$1,614 | |
| 4 | $6,372 | 6.990% | — | 89 | −$1,168 | |
| 5 | $6,642 | 6.990% | — | 112 | −$898 | |
| 6 | $6,745 | 7.000% | — | 221 | −$795 | |
| 7 | $6,773 | 7.000% | — | 63 | −$767 | |
| 8 | $6,860 | 6.625% | — | 134 | −$680 | |
| 9 | $6,993 | 6.875% | — | 417 | −$547 | |
| 10 | $7,262 | 6.875% | — | 116 | −$278 | |
| 11 | $7,277 | 6.750% | — | 53 | −$263 | |
| 12 | $7,303 | 6.875% | — | 81 | −$237 | |
| 13 | $8,102 | 6.750% | — | 52 | +$562 | |
| 14 | $8,272 | 6.750% | — | 58 | +$732 | |
| 15 | $8,485 | 6.990% | — | 162 | +$945 | |
| 16 | $8,926 | 6.990% | — | 104 | +$1,386 | |
| 17 | $9,101 | 6.625% | — | 53 | +$1,561 | |
| 18 | $9,415 | 6.875% | — | 64 | +$1,875 | |
| 19 | $9,795 | 6.750% | — | 91 | +$2,255 | |
| 20 | $12,368 | 6.750% | — | 116 | +$4,828 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.