Lowest closing cost mortgage lenders in Winnebago County County, Wisconsin
In Winnebago County, Wisconsin, homebuyers paid a median of $3,438 in closing costs in 2024 — near the Wisconsin median of $3,374. The county saw 1,626 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Horicon Bank offered the lowest median costs at $1,351, which is $1,878 less than the county median.
Homebuyers in Winnebago County County who chose Horicon Bank paid $2,087 less in closing costs than the county median.
County Median Costs
$3,438
+1.9% vs Wisconsin ($3,374)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,192
Purchase Originations
1,626
vs Wisconsin Median
1.9% above
$64
vs National Median
49.0% below
$-3,303
Lender rankings in Winnebago County County
32 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,351 | 6.312% | $150 | 12 | −$1,878 | |
| 2 | $2,185 | 6.500% | $650 | 15 | −$1,044 | |
| 3 | $2,288 | 6.375% | $775 | 67 | −$942 | |
| 4 | $2,470 | 6.950% | $640 | 10 | −$759 | |
| 5 | $2,503 | 6.495% | $695 | 68 | −$726 | |
| 6 | $2,531 | 6.812% | $1,013 | 24 | −$698 | |
| 7 | $2,762 | 6.125% | $645 | 37 | −$467 | |
| 8 | $2,769 | 6.562% | $365 | 16 | −$460 | |
| 9 | $2,774 | 6.625% | $875 | 27 | −$455 | |
| 10 | $2,779 | 6.375% | $650 | 146 | −$450 | |
| 11 | $2,856 | 6.558% | $400 | 12 | −$373 | |
| 12 | $2,910 | 6.500% | $625 | 56 | −$319 | |
| 13 | $3,050 | 6.500% | $921 | 65 | −$179 | |
| 14 | $3,190 | 6.375% | $995 | 11 | −$39 | |
| 15 | $3,356 | 6.997% | $1,570 | 62 | +$127 | |
| 16 | $3,371 | 6.875% | $1,175 | 68 | +$142 | |
| 17 | $3,409 | 6.500% | $1,102 | 11 | +$180 | |
| 18 | $3,491 | 6.625% | $1,799 | 15 | +$262 | |
| 19 | $3,571 | 6.625% | $1,528 | 52 | +$342 | |
| 20 | $3,616 | 6.750% | $1,443 | 23 | +$387 | |
| 21 | $3,685 | 6.850% | $1,640 | 21 | +$456 | |
| 22 | $3,724 | 6.625% | $1,495 | 45 | +$496 | |
| 23 | $3,760 | 6.250% | $645 | 32 | +$531 | |
| 24 | $3,993 | 7.125% | $1,963 | 11 | +$764 | |
| 25 | $4,098 | 6.500% | $1,621 | 38 | +$869 | |
| 26 | $4,122 | 6.812% | $1,714 | 10 | +$893 | |
| 27 | $4,759 | 6.625% | $2,749 | 42 | +$1,530 | |
| 28 | $4,883 | 6.933% | $3,043 | 12 | +$1,654 | |
| 29 | $5,335 | 6.375% | $3,406 | 41 | +$2,106 | |
| 30 | $5,807 | 6.625% | $3,924 | 40 | +$2,578 | |
| 31 | $6,064 | 6.562% | $4,441 | 24 | +$2,835 |
Includes lenders with 10+ purchase originations in Winnebago County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.