Homebuyers in Winnebago County County who chose Johnson Bank paid $1,137 less in closing costs than the county median.
County Median Costs
$3,396
−1.2% vs Wisconsin ($3,436)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,175
Purchase Originations
1,612
Denial Rate
6.5%
vs Wisconsin avg (6.7%)
vs Wisconsin Median
1.2% below
$-40
vs National Median
49.2% below
$-3,284
30 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,259 | 6.450% | $640 | 25 | −$925 | |
| 2 | $2,324 | 5.750% | $41 | 11 | −$860 | |
| 3 | $2,338 | 8.000% | $1,962 | 14 | −$846 | |
| 4 | $2,389 | 6.062% | $695 | 78 | −$795 | |
| 5 | $2,412 | 6.375% | $900 | 67 | −$772 | |
| 6 | $2,498 | 6.625% | $365 | 14 | −$686 | |
| 7 | $2,574 | 6.500% | $180 | 12 | −$610 | |
| 8 | $2,732 | 6.375% | $400 | 23 | −$452 | |
| 9 | $2,760 | 5.990% | $650 | 183 | −$424 | |
| 10 | $2,769 | 6.625% | $1,191 | 11 | −$415 | |
| 11 | $2,791 | 6.000% | $645 | 48 | −$393 | |
| 12 | $2,816 | 6.875% | $875 | 23 | −$368 | |
| 13 | $2,819 | 6.500% | $645 | 31 | −$365 | |
| 14 | $2,840 | 6.625% | $1,175 | 45 | −$344 | |
| 15 | $2,907 | 6.188% | $1,100 | 12 | −$277 | |
| 16 | $3,121 | 6.375% | $1,020 | 49 | −$63 | |
| 17 | $3,177 | 6.624% | $1,530 | 47 | −$7 | |
| 18 | $3,266 | 6.625% | $1,744 | 35 | +$82 | |
| 19 | $3,288 | 6.240% | $715 | 41 | +$104 | |
| 20 | $3,366 | 6.312% | $1,250 | 10 | +$182 | |
| 21 | $3,456 | 7.000% | $1,075 | 13 | +$272 | |
| 22 | $3,622 | 6.812% | $1,806 | 10 | +$438 | |
| 23 | $3,900 | 6.375% | $1,650 | 53 | +$716 | |
| 24 | $3,926 | 6.625% | $1,552 | 50 | +$742 | |
| 25 | $4,000 | 6.562% | $1,654 | 46 | +$816 |
Includes lenders with 10+ purchase originations in Winnebago County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.