Home State Bank, National Association closing costs and rates (2024)
In 2024, Home State Bank, National Association originated 350 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $4,977. That is $1,764 below the national median of $6,741. Home State Bank, National Association is most active in Wisconsin with 191 originations there.
Purchase Originations
350
Median Total Costs
$4,977
−26.2% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,495
Median Lender Credits
$85
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 319 | 6.750% | $4,263 | $1,495 |
| fha | 31 | 6.750% | $8,400 | $1,495 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,207 | 6.812% | — | 8 | −$1,770 | |
| 2 | $3,231 | 6.812% | — | 4 | −$1,746 | |
| 3 | $3,246 | 6.875% | — | 13 | −$1,731 | |
| 4 | $3,266 | 6.562% | — | 4 | −$1,711 | |
| 5 | $3,382 | 6.500% | — | 11 | −$1,595 | |
| 6 | $3,384 | 7.500% | — | 3 | −$1,593 | |
| 7 | $3,643 | 6.500% | — | 9 | −$1,334 | |
| 8 | $3,760 | 6.625% | — | 59 | −$1,217 | |
| 9 | $3,833 | 6.625% | — | 51 | −$1,144 | |
| 10 | $3,998 | 6.625% | — | 3 | −$979 | |
| 11 | $4,010 | 6.625% | — | 9 | −$967 | |
| 12 | $4,076 | 6.500% | — | 7 | −$901 | |
| 13 | $4,140 | 6.750% | — | 5 | −$837 | |
| 14 | $5,857 | 7.058% | — | 6 | +$880 | |
| 15 | $5,883 | 6.938% | — | 10 | +$906 | |
| 16 | $5,998 | 6.990% | — | 75 | +$1,021 | |
| 17 | $6,002 | 6.875% | — | 23 | +$1,025 | |
| 18 | $6,041 | 6.812% | — | 12 | +$1,064 | |
| 19 | $6,132 | 6.625% | — | 4 | +$1,155 | |
| 20 | $7,163 | 7.062% | — | 4 | +$2,186 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.