Old National Bank closing costs and rates (2024)
In 2024, Old National Bank originated 3,242 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $3,637. That ranks #143 nationally by origination volume. For total closing costs among lenders with 500+ originations, Old National Bank ranks #87. That is $3,104 below the national median of $6,741. Old National Bank is most active in Indiana with 855 originations there.
Purchase Originations
3,242
Ranked #143 nationally
Median Total Costs
$3,637
−46.0% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$900
Median Lender Credits
$450
Cost Rank (500+ vol.)
#87
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,967 | 6.375% | $3,495 | $900 |
| fha | 147 | 6.000% | $8,144 | $900 |
| va | 116 | 5.812% | $5,486 | $750 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Indiana | 855 | 6.250% | $2,771 | #18 |
| Illinois | 501 | 6.375% | $5,506 | #45 |
| Michigan | 496 | 6.500% | $3,293 | #35 |
| Tennessee | 331 | 6.625% | $4,118 | #49 |
| Minnesota | 279 | 6.375% | $4,018 | #50 |
| Wisconsin | 232 | 6.500% | $3,175 | #49 |
| Kentucky | 211 | 6.250% | $3,387 | #50 |
| Texas | 41 | 6.000% | $5,261 | — |
| Iowa | 28 | 6.250% | $2,619 | — |
| Kansas | 26 | 5.812% | $5,473 | — |
| Florida | 23 | 6.625% | $5,307 | — |
| Virginia | 23 | 6.000% | $6,063 | — |
| South Carolina | 21 | 6.125% | $4,239 | — |
| Georgia | 18 | 6.312% | $4,569 | — |
| Alabama | 16 | 6.062% | $3,445 | — |
| Oklahoma | 16 | 5.938% | $4,007 | — |
| Missouri | 15 | 6.375% | $4,070 | — |
| Pennsylvania | 11 | 6.000% | $4,667 | — |
| Maryland | 10 | 6.250% | $7,047 | — |
| California | 8 | 6.062% | $5,911 | — |
| Nebraska | 8 | 6.125% | $4,335 | — |
| Arizona | 7 | 6.125% | $6,256 | — |
| North Carolina | 7 | 6.375% | $3,706 | — |
| Louisiana | 6 | 6.062% | $5,573 | — |
| Ohio | 6 | 6.625% | $4,363 | — |
| Washington | 6 | 6.062% | $5,832 | — |
| Arkansas | 5 | 5.875% | $3,742 | — |
| Colorado | 5 | 6.500% | $4,288 | — |
| Oregon | 5 | 5.875% | $6,281 | — |
| Utah | 4 | 6.188% | $3,297 | — |
| Idaho | 3 | 6.500% | $3,652 | — |
| Mississippi | 2 | 6.812% | $4,967 | — |
| Montana | 2 | 5.688% | $8,007 | — |
| North Dakota | 2 | 6.062% | $7,337 | — |
| New Mexico | 2 | 6.312% | $7,675 | — |
| Nevada | 2 | 6.312% | $3,538 | — |
| New York | 2 | 6.250% | $4,731 | — |
| Wyoming | 2 | 6.062% | $3,476 | — |
| Delaware | 1 | 5.750% | $11,028 | — |
| Maine | 1 | 6.500% | $4,653 | — |
| New Jersey | 1 | 5.875% | $4,229 | — |
| South Dakota | 1 | 6.625% | $2,825 | — |
| West Virginia | 1 | 7.000% | $3,298 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,511 | 6.375% | — | 45 | −$1,126 | |
| 2 | $2,583 | 6.000% | — | 226 | −$1,054 | |
| 3 | $2,612 | 6.125% | — | 50 | −$1,025 | |
| 4 | $2,670 | 6.125% | — | 60 | −$967 | |
| 5 | $2,792 | 6.500% | — | 79 | −$845 | |
| 6 | $3,122 | 6.375% | — | 40 | −$515 | |
| 7 | $3,127 | 6.375% | — | 194 | −$510 | |
| 8 | $3,220 | 6.125% | — | 47 | −$417 | |
| 9 | $3,246 | 6.125% | — | 50 | −$391 | |
| 10 | $3,372 | 6.375% | — | 56 | −$265 | |
| 11 | $3,405 | 6.562% | — | 54 | −$232 | |
| 12 | $3,526 | 6.125% | — | 41 | −$111 | |
| 13 | $3,740 | 6.500% | — | 91 | +$103 | |
| 14 | $3,846 | 6.625% | — | 139 | +$209 | |
| 15 | $3,933 | 6.500% | — | 58 | +$296 | |
| 16 | $4,072 | 6.375% | — | 96 | +$435 | |
| 17 | $4,349 | 6.625% | — | 55 | +$712 | |
| 18 | $5,356 | 6.375% | — | 50 | +$1,719 | |
| 19 | $5,576 | 6.375% | — | 239 | +$1,939 | |
| 20 | $5,590 | 6.625% | — | 69 | +$1,953 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.