CAPITAL Credit Union closing costs and rates (2024)
In 2024, CAPITAL Credit Union originated 362 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $2,318. That is $4,423 below the national median of $6,741. CAPITAL Credit Union is most active in Wisconsin with 362 originations there.
Purchase Originations
362
Median Total Costs
$2,318
−65.6% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$645
Median Lender Credits
$50
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 353 | 6.375% | $2,316 | $645 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Wisconsin | 362 | 6.375% | $2,318 | #34 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,001 | 6.500% | — | 2 | −$317 | |
| 2 | $2,068 | 6.188% | — | 2 | −$250 | |
| 3 | $2,120 | 6.375% | — | 21 | −$198 | |
| 4 | $2,183 | 6.375% | — | 20 | −$135 | |
| 5 | $2,186 | 6.375% | — | 112 | −$132 | |
| 6 | $2,193 | 6.000% | — | 5 | −$125 | |
| 7 | $2,211 | 5.500% | — | 1 | −$107 | |
| 8 | $2,264 | 6.375% | — | 19 | −$54 | |
| 9 | $2,291 | 6.125% | — | 1 | −$27 | |
| 10 | $2,316 | 6.125% | — | 9 | −$2 | |
| 11 | $2,365 | 6.188% | — | 4 | +$47 | |
| 12 | $2,557 | 6.125% | — | 2 | +$239 | |
| 13 | $2,703 | 6.375% | — | 19 | +$385 | |
| 14 | $2,723 | 6.438% | — | 4 | +$405 | |
| 15 | $2,735 | 6.500% | — | 3 | +$417 | |
| 16 | $2,744 | 6.250% | — | 3 | +$426 | |
| 17 | $2,746 | 6.625% | — | 1 | +$428 | |
| 18 | $2,762 | 6.125% | — | 39 | +$444 | |
| 19 | $2,793 | 6.375% | — | 89 | +$475 | |
| 20 | $3,664 | 5.500% | — | 1 | +$1,346 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.