Barrington Bank & Trust Company, National Association closing costs and rates (2024)
In 2024, Barrington Bank & Trust Company, National Association originated 5,279 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $5,853. That ranks #93 nationally by origination volume. For total closing costs among lenders with 500+ originations, Barrington Bank & Trust Company, National Association ranks #271. That is $888 below the national median of $6,741. Barrington Bank & Trust Company, National Association is most active in Illinois with 1,973 originations there.
Purchase Originations
5,279
Ranked #93 nationally
Median Total Costs
$5,853
−13.2% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,812
Median Lender Credits
$161
Cost Rank (500+ vol.)
#271
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 3,736 | 6.625% | $5,613 | $1,482 |
| va | 862 | 6.750% | $6,244 | $3,132 |
| fha | 631 | 6.750% | $10,198 | $2,691 |
| usda | 50 | 6.750% | $7,470 | $3,029 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Illinois | 1,973 | 6.875% | $6,068 | #10 |
| Wisconsin | 920 | 6.625% | $3,455 | #12 |
| Iowa | 273 | 6.625% | $4,112 | #24 |
| California | 261 | 6.625% | $8,554 | #132 |
| Minnesota | 240 | 6.875% | $5,851 | #56 |
| Florida | 179 | 6.750% | $6,599 | #177 |
| Texas | 121 | 6.750% | $6,966 | #249 |
| Michigan | 95 | 6.500% | $4,433 | #112 |
| Indiana | 84 | 6.750% | $4,020 | #140 |
| North Carolina | 72 | 6.750% | $5,844 | #168 |
| Georgia | 71 | 6.750% | $5,770 | #167 |
| North Dakota | 69 | 6.200% | $5,187 | #22 |
| New York | 66 | 6.750% | $6,562 | #136 |
| Ohio | 61 | 6.750% | $5,635 | #173 |
| Montana | 51 | 6.625% | $6,156 | #34 |
| Virginia | 47 | 6.750% | $5,853 | — |
| Tennessee | 46 | 6.750% | $7,496 | — |
| South Carolina | 44 | 6.750% | $5,516 | — |
| Pennsylvania | 42 | 6.750% | $5,547 | — |
| Missouri | 41 | 6.750% | $5,387 | — |
| Arizona | 39 | 6.625% | $7,389 | — |
| Alabama | 38 | 6.750% | $5,369 | — |
| Mississippi | 35 | 6.750% | $7,178 | — |
| Oklahoma | 34 | 6.625% | $7,130 | — |
| Kentucky | 33 | 6.750% | $6,087 | — |
| Louisiana | 29 | 6.750% | $4,734 | — |
| Washington | 27 | 6.625% | $5,833 | — |
| Arkansas | 25 | 6.625% | $5,387 | — |
| Utah | 25 | 6.625% | $7,661 | — |
| West Virginia | 21 | 6.750% | $6,051 | — |
| Colorado | 20 | 6.625% | $4,893 | — |
| New Jersey | 20 | 6.750% | $6,773 | — |
| Nevada | 20 | 6.750% | $6,792 | — |
| Connecticut | 19 | 6.625% | $6,855 | — |
| Kansas | 18 | 6.875% | $4,814 | — |
| Maryland | 16 | 6.750% | $7,364 | — |
| Nebraska | 15 | 6.750% | $7,041 | — |
| Idaho | 13 | 6.750% | $6,812 | — |
| Massachusetts | 9 | 6.250% | $6,449 | — |
| Maine | 9 | 6.750% | $8,221 | — |
| Wyoming | 9 | 6.625% | $6,705 | — |
| Alaska | 8 | 6.375% | $10,357 | — |
| Oregon | 7 | 6.750% | $6,127 | — |
| South Dakota | 7 | 6.625% | $4,536 | — |
| New Hampshire | 6 | 6.370% | $12,400 | — |
| New Mexico | 6 | 6.750% | $9,525 | — |
| District of Columbia | 4 | 6.750% | $6,467 | — |
| Hawaii | 4 | 6.626% | $4,892 | — |
| Rhode Island | 3 | 7.125% | $4,303 | — |
| Delaware | 2 | 6.183% | $16,387 | — |
| Vermont | 2 | 6.500% | $7,394 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,691 | 6.812% | — | 36 | −$3,162 | |
| 2 | $2,752 | 6.750% | — | 30 | −$3,101 | |
| 3 | $2,805 | 6.688% | — | 30 | −$3,048 | |
| 4 | $3,134 | 6.688% | — | 40 | −$2,719 | |
| 5 | $3,308 | 6.812% | — | 58 | −$2,545 | |
| 6 | $3,444 | 6.490% | — | 103 | −$2,409 | |
| 7 | $3,489 | 6.990% | — | 62 | −$2,364 | |
| 8 | $3,664 | 6.625% | — | 34 | −$2,189 | |
| 9 | $3,834 | 6.625% | — | 358 | −$2,019 | |
| 10 | $3,872 | 6.625% | — | 143 | −$1,981 | |
| 11 | $5,075 | 5.990% | — | 52 | −$778 | |
| 12 | $5,174 | 6.875% | — | 76 | −$679 | |
| 13 | $5,723 | 6.990% | — | 121 | −$130 | |
| 14 | $5,936 | 6.875% | — | 256 | +$83 | |
| 15 | $6,000 | 6.990% | — | 97 | +$147 | |
| 16 | $6,013 | 6.875% | — | 177 | +$160 | |
| 17 | $6,325 | 6.750% | — | 1,002 | +$472 | |
| 18 | $6,405 | 6.812% | — | 134 | +$552 | |
| 19 | $6,844 | 6.812% | — | 38 | +$991 | |
| 20 | $11,022 | 6.688% | — | 78 | +$5,169 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.