ALTRA Federal Credit Union closing costs and rates (2024)
In 2024, ALTRA Federal Credit Union originated 753 purchase mortgages at a median interest rate of 6.95% and median total closing costs of $3,024. That ranks #480 nationally by origination volume. For total closing costs among lenders with 500+ originations, ALTRA Federal Credit Union ranks #50. That is $3,717 below the national median of $6,741. ALTRA Federal Credit Union is most active in Wisconsin with 415 originations there.
Purchase Originations
753
Ranked #480 nationally
Median Total Costs
$3,024
−55.1% vs national ($6,741)
Median Rate
6.950%
+5.0% vs national (6.620%)
Median Origination
$575
Median Lender Credits
$300
Cost Rank (500+ vol.)
#50
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 704 | 6.975% | $2,979 | $575 |
| fha | 28 | 6.125% | $8,520 | $1,092 |
| va | 21 | 6.125% | $2,795 | $0 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,137 | 6.925% | — | 22 | −$887 | |
| 2 | $2,183 | 6.900% | — | 26 | −$841 | |
| 3 | $2,407 | 7.013% | — | 4 | −$617 | |
| 4 | $2,603 | 7.050% | — | 29 | −$421 | |
| 5 | $2,633 | 6.925% | — | 36 | −$391 | |
| 6 | $2,674 | 6.950% | — | 297 | −$350 | |
| 7 | $2,726 | 6.950% | — | 5 | −$298 | |
| 8 | $2,734 | 7.125% | — | 5 | −$290 | |
| 9 | $2,765 | 7.225% | — | 5 | −$259 | |
| 10 | $3,233 | 7.625% | — | 9 | +$209 | |
| 11 | $3,569 | 7.075% | — | 5 | +$545 | |
| 12 | $3,989 | 6.463% | — | 14 | +$965 | |
| 13 | $4,110 | 6.737% | — | 62 | +$1,086 | |
| 14 | $4,140 | 7.008% | — | 48 | +$1,116 | |
| 15 | $4,245 | 7.025% | — | 4 | +$1,221 | |
| 16 | $4,329 | 7.312% | — | 4 | +$1,305 | |
| 17 | $4,800 | 6.875% | — | 5 | +$1,776 | |
| 18 | $4,937 | 6.638% | — | 54 | +$1,913 | |
| 19 | $5,119 | 6.625% | — | 7 | +$2,095 | |
| 20 | $5,846 | 6.863% | — | 28 | +$2,822 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.