Homebuyers in Jefferson County County who chose Landmark Credit Union paid $1,167 less in closing costs than the county median.
County Median Costs
$3,421
−0.4% vs Wisconsin ($3,436)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,245
Purchase Originations
692
Denial Rate
7.6%
vs Wisconsin avg (6.7%)
vs Wisconsin Median
0.4% below
$-15
vs National Median
48.8% below
$-3,259
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,254 | 6.500% | $799 | 27 | −$952 | |
| 2 | $2,418 | 6.500% | $640 | 35 | −$788 | |
| 3 | $2,541 | 6.562% | $1,020 | 12 | −$665 | |
| 4 | $2,548 | 6.438% | $900 | 18 | −$658 | |
| 5 | $2,741 | 6.312% | $1,399 | 10 | −$465 | |
| 6 | $3,004 | 6.500% | $365 | 27 | −$202 | |
| 7 | $3,059 | 6.625% | $425 | 90 | −$147 | |
| 8 | $3,075 | 6.625% | $1,573 | 11 | −$131 | |
| 9 | $3,405 | 6.490% | $1,630 | 15 | +$199 | |
| 10 | $3,504 | 6.875% | $1,690 | 45 | +$298 | |
| 11 | $3,593 | 6.812% | $1,075 | 12 | +$387 | |
| 12 | $3,860 | 6.438% | $1,500 | 10 | +$654 | |
| 13 | $4,346 | 6.875% | $2,496 | 15 | +$1,140 | |
| 14 | $4,586 | 6.750% | $2,868 | 13 | +$1,380 | |
| 15 | $4,873 | 6.500% | $3,997 | 10 | +$1,667 | |
| 16 | $6,782 | 6.625% | $4,880 | 15 | +$3,576 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.