CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP closing costs and rates (2024)
In 2024, CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP originated 10,197 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $10,215. That ranks #45 nationally by origination volume. For total closing costs among lenders with 500+ originations, CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP ranks #557. That is $3,474 above the national median of $6,741. CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP is most active in Texas with 2,145 originations there.
Purchase Originations
10,197
Ranked #45 nationally
Median Total Costs
$10,215
+51.5% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$4,586
Median Lender Credits
$161
Cost Rank (500+ vol.)
#557
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 4,541 | 6.750% | $12,652 | $4,576 |
| conventional | 4,494 | 6.875% | $7,824 | $4,627 |
| va | 1,050 | 6.625% | $11,263 | $4,713 |
| usda | 112 | 6.750% | $6,685 | $2,396 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 2,145 | 6.750% | $11,372 | #28 |
| Florida | 1,143 | 6.500% | $11,520 | #43 |
| New York | 747 | 6.750% | $13,737 | #29 |
| Indiana | 575 | 7.125% | $5,229 | #29 |
| Tennessee | 385 | 6.750% | $9,876 | #41 |
| North Carolina | 372 | 6.750% | $9,077 | #58 |
| Georgia | 330 | 6.625% | $11,159 | #74 |
| Virginia | 312 | 6.750% | $10,516 | #61 |
| Minnesota | 310 | 6.875% | $8,685 | #47 |
| Wisconsin | 300 | 6.875% | $7,956 | #40 |
| New Jersey | 262 | 6.750% | $12,025 | #55 |
| Pennsylvania | 260 | 6.625% | $9,541 | #81 |
| Nevada | 242 | 6.875% | $10,593 | #25 |
| South Carolina | 237 | 6.750% | $9,601 | #65 |
| Washington | 219 | 6.875% | $11,489 | #66 |
| Missouri | 190 | 6.750% | $8,205 | #58 |
| Illinois | 187 | 6.750% | $8,345 | #100 |
| California | 185 | 6.750% | $15,397 | #152 |
| Michigan | 159 | 6.875% | $6,169 | #88 |
| Iowa | 152 | 6.990% | $7,188 | #42 |
| Louisiana | 152 | 6.625% | $8,924 | #41 |
| Mississippi | 144 | 6.250% | $10,716 | #36 |
| Arizona | 138 | 6.750% | $11,628 | #81 |
| Alabama | 132 | 6.500% | $9,309 | #71 |
| New Mexico | 131 | 6.250% | $14,601 | #31 |
| Maryland | 91 | 6.750% | $10,318 | #105 |
| Massachusetts | 90 | 6.812% | $9,554 | #96 |
| Delaware | 89 | 6.750% | $9,995 | #29 |
| Colorado | 73 | 6.625% | $11,006 | #119 |
| Oklahoma | 69 | 6.750% | $9,867 | #87 |
| Ohio | 63 | 6.750% | $9,353 | #168 |
| Utah | 55 | 6.500% | $12,424 | #79 |
| Oregon | 45 | 6.875% | $9,854 | — |
| Connecticut | 35 | 6.750% | $10,699 | — |
| Kentucky | 26 | 6.750% | $9,367 | — |
| Nebraska | 24 | 6.688% | $10,774 | — |
| Arkansas | 22 | 6.250% | $8,682 | — |
| South Dakota | 22 | 6.750% | $11,498 | — |
| Idaho | 16 | 6.562% | $9,114 | — |
| Kansas | 14 | 6.750% | $8,077 | — |
| Hawaii | 11 | 6.250% | $21,323 | — |
| North Dakota | 9 | 6.990% | $10,798 | — |
| New Hampshire | 9 | 7.250% | $10,786 | — |
| District of Columbia | 6 | 7.375% | $20,842 | — |
| Montana | 6 | 6.933% | $5,360 | — |
| West Virginia | 5 | 6.250% | $10,050 | — |
| Maine | 4 | 7.125% | $16,613 | — |
| Rhode Island | 4 | 7.188% | $10,624 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,753 | 7.250% | — | 175 | −$5,462 | |
| 2 | $5,062 | 7.125% | — | 259 | −$5,153 | |
| 3 | $8,084 | 6.750% | — | 81 | −$2,131 | |
| 4 | $8,114 | 6.750% | — | 79 | −$2,101 | |
| 5 | $9,147 | 6.375% | — | 140 | −$1,068 | |
| 6 | $9,457 | 6.250% | — | 130 | −$758 | |
| 7 | $9,820 | 6.875% | — | 199 | −$395 | |
| 8 | $11,255 | 6.625% | — | 216 | +$1,040 | |
| 9 | $11,337 | 6.500% | — | 110 | +$1,122 | |
| 10 | $11,429 | 6.750% | — | 74 | +$1,214 | |
| 11 | $11,543 | 6.750% | — | 94 | +$1,328 | |
| 12 | $11,818 | 6.875% | — | 88 | +$1,603 | |
| 13 | $11,860 | 6.875% | — | 284 | +$1,645 | |
| 14 | $11,980 | 6.500% | — | 75 | +$1,765 | |
| 15 | $12,186 | 6.875% | — | 122 | +$1,971 | |
| 16 | $12,870 | 6.375% | — | 97 | +$2,655 | |
| 17 | $13,150 | 6.250% | — | 138 | +$2,935 | |
| 18 | $13,563 | 6.312% | — | 152 | +$3,348 | |
| 19 | $13,659 | 6.875% | — | 316 | +$3,444 | |
| 20 | $16,395 | 6.750% | — | 113 | +$6,180 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.