Purchase Originations
835
Ranked #435 nationally
Median Total Costs
$4,052
−39.3% vs national ($6,680)
↓ $613 vs prior year
Median Rate
6.750%
+4.0% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$1,838
Median Lender Credits
$400
Cost Rank (500+ vol.)
#114
among lenders with 500+ originations
Denial Rate
1.3%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 635 | 6.750% | $3,588 | $1,497 |
| fha | 132 | 6.625% | $9,249 | $2,543 |
| usda | 41 | 6.625% | $4,690 | $1,702 |
| va | 27 | 6.500% | $7,737 | $1,792 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Wisconsin | 640 | 6.750% | $4,010 | #22 |
| Missouri | 156 | 6.500% | $3,985 | #66 |
| Illinois | 23 | 6.750% | $4,899 | — |
| Colorado | 3 | 6.875% | $3,596 | — |
| Texas | 3 | 6.500% | $4,844 | — |
| Florida | 2 | 7.125% | $19,490 | — |
| Kansas | 2 | 6.500% | $2,818 | — |
| Minnesota | 2 | 6.812% | $5,873 | — |
| Iowa | 1 | 6.375% | $2,700 | — |
| Michigan | 1 | 6.500% | $10,102 | — |
| North Carolina | 1 | 6.750% | $2,938 | — |
| Tennessee | 1 | 8.990% | $6,128 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,267 | 6.750% | — | 7 | −$785 | |
| 2 | $3,569 | 6.312% | — | 16 | −$483 | |
| 3 | $3,709 | 6.750% | — | 26 | −$343 | |
| 4 | $3,734 | 6.125% | — | 9 | −$318 | |
| 5 | $3,783 | 6.750% | — | 409 | −$269 | |
| 6 | $3,928 | 6.500% | — | 9 | −$124 | |
| 7 | $3,943 | 6.562% | — | 8 | −$109 | |
| 8 | $3,997 | 6.625% | — | 5 | −$55 | |
| 9 | $4,007 | 6.750% | — | 15 | −$45 | |
| 10 | $4,024 | 6.625% | — | 73 | −$28 | |
| 11 | $4,279 | 6.250% | — | 5 | +$227 | |
| 12 | $4,498 | 6.750% | — | 12 | +$446 | |
| 13 | $4,572 | 6.750% | — | 6 | +$520 | |
| 14 | $4,785 | 6.750% | — | 15 | +$733 | |
| 15 | $5,190 | 6.625% | — | 8 | +$1,138 | |
| 16 | $5,243 | 6.750% | — | 65 | +$1,191 | |
| 17 | $6,285 | 6.875% | — | 17 | +$2,233 | |
| 18 | $6,569 | 6.875% | — | 24 | +$2,517 | |
| 19 | $6,614 | 6.750% | — | 5 | +$2,562 | |
| 20 | $9,597 | 6.688% | — | 6 | +$5,545 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Thompson Kane & Company, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $315,000 | $335,000 | −$20,000 (−6.0%) |
| Median total closing costs | $4,052 | $7,127 | −$3,075 (−43.1%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.