Homebuyers in Manitowoc County County who chose UNITEDONE Credit Union paid $1,051 less in closing costs than the county median.
County Median Costs
$3,160
−8.0% vs Wisconsin ($3,436)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$945
Purchase Originations
719
Denial Rate
6.9%
vs Wisconsin avg (6.7%)
vs Wisconsin Median
8.0% below
$-276
vs National Median
52.7% below
$-3,520
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,109 | 6.000% | $500 | 42 | −$856 | |
| 2 | $2,238 | 6.375% | $600 | 12 | −$727 | |
| 3 | $2,310 | 6.375% | $695 | 56 | −$655 | |
| 4 | $2,372 | 5.995% | $650 | 30 | −$593 | |
| 5 | $2,381 | 6.375% | $889 | 38 | −$584 | |
| 6 | $2,427 | 6.388% | $532 | 14 | −$538 | |
| 7 | $2,638 | 6.375% | $975 | 13 | −$327 | |
| 8 | $2,799 | 6.375% | $400 | 74 | −$166 | |
| 9 | $2,835 | 6.500% | $1,020 | 15 | −$130 | |
| 10 | $3,018 | 6.500% | $945 | 13 | +$53 | |
| 11 | $3,217 | 6.375% | $900 | 30 | +$252 | |
| 12 | $3,576 | 6.675% | $1,640 | 10 | +$610 | |
| 13 | $5,624 | 7.058% | $3,278 | 10 | +$2,659 | |
| 14 | $6,192 | 6.875% | $3,883 | 16 | +$3,227 |
Includes lenders with 10+ purchase originations in Manitowoc County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.