Lowest closing cost mortgage lenders in Manitowoc County County, Wisconsin
In Manitowoc County, Wisconsin, homebuyers paid a median of $3,179 in closing costs in 2024 — below the Wisconsin median of $3,374. The county saw 645 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, UNITEDONE Credit Union offered the lowest median costs at $2,016, which is $910 less than the county median.
Homebuyers in Manitowoc County County who chose UNITEDONE Credit Union paid $1,163 less in closing costs than the county median.
County Median Costs
$3,179
−5.8% vs Wisconsin ($3,374)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$942
Purchase Originations
645
vs Wisconsin Median
5.8% below
$-195
vs National Median
52.8% below
$-3,562
Lender rankings in Manitowoc County County
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,016 | 6.250% | $500 | 19 | −$910 | |
| 2 | $2,250 | 6.438% | $750 | 32 | −$676 | |
| 3 | $2,348 | 6.312% | $650 | 34 | −$578 | |
| 4 | $2,377 | 6.375% | $695 | 36 | −$549 | |
| 5 | $2,569 | 6.500% | $400 | 74 | −$357 | |
| 6 | $2,811 | 6.625% | $770 | 18 | −$115 | |
| 7 | $3,059 | 6.562% | $900 | 18 | +$133 | |
| 8 | $3,237 | 6.500% | $1,475 | 12 | +$311 | |
| 9 | $3,606 | 6.625% | $1,983 | 21 | +$680 | |
| 10 | $5,246 | 6.625% | $3,172 | 19 | +$2,320 | |
| 11 | $5,450 | 6.999% | $3,818 | 11 | +$2,524 |
Includes lenders with 10+ purchase originations in Manitowoc County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.