PLANET HOME LENDING, LLC closing costs and rates (2024)
In 2024, PLANET HOME LENDING, LLC originated 3,617 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,018. That ranks #131 nationally by origination volume. For total closing costs among lenders with 500+ originations, PLANET HOME LENDING, LLC ranks #443. That is $1,277 above the national median of $6,741. PLANET HOME LENDING, LLC is most active in Texas with 465 originations there.
Purchase Originations
3,617
Ranked #131 nationally
Median Total Costs
$8,018
+18.9% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,556
Median Lender Credits
$151
Cost Rank (500+ vol.)
#443
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,591 | 6.625% | $6,044 | $2,572 |
| fha | 1,232 | 6.500% | $11,573 | $3,268 |
| va | 658 | 6.250% | $7,935 | $1,495 |
| usda | 136 | 6.625% | $6,823 | $2,461 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 465 | 6.375% | $9,084 | #123 |
| Florida | 362 | 6.625% | $9,428 | #111 |
| California | 240 | 6.625% | $11,623 | #138 |
| Louisiana | 239 | 6.625% | $6,995 | #30 |
| Georgia | 211 | 6.750% | $13,178 | #95 |
| Wisconsin | 205 | 6.625% | $3,613 | #57 |
| Pennsylvania | 189 | 6.750% | $7,724 | #105 |
| Mississippi | 164 | 6.500% | $8,262 | #33 |
| Kansas | 163 | 6.625% | $5,341 | #43 |
| Colorado | 155 | 6.500% | $6,899 | #84 |
| Alabama | 117 | 6.500% | $6,758 | #79 |
| Ohio | 98 | 6.499% | $6,166 | #136 |
| Illinois | 91 | 6.625% | $6,382 | #151 |
| Idaho | 86 | 6.500% | $9,859 | #49 |
| Washington | 79 | 6.500% | $8,906 | #116 |
| Virginia | 71 | 6.625% | $11,932 | #148 |
| Nevada | 68 | 6.375% | $9,320 | #82 |
| North Carolina | 61 | 6.875% | $8,757 | #184 |
| Missouri | 57 | 6.625% | $5,983 | #135 |
| Arizona | 56 | 6.250% | $7,419 | #134 |
| Tennessee | 44 | 6.625% | $6,873 | — |
| New York | 40 | 6.375% | $7,045 | — |
| Utah | 33 | 6.125% | $9,193 | — |
| Maryland | 32 | 6.312% | $14,798 | — |
| Michigan | 32 | 6.625% | $4,824 | — |
| New Jersey | 30 | 6.875% | $10,503 | — |
| Arkansas | 29 | 6.250% | $5,199 | — |
| South Carolina | 25 | 6.500% | $10,806 | — |
| Iowa | 23 | 6.500% | $4,934 | — |
| Minnesota | 21 | 6.625% | $6,258 | — |
| Kentucky | 18 | 6.812% | $4,600 | — |
| Oregon | 18 | 5.990% | $7,664 | — |
| Indiana | 15 | 5.625% | $3,669 | — |
| Oklahoma | 14 | 6.375% | $8,012 | — |
| Massachusetts | 9 | 6.625% | $3,159 | — |
| West Virginia | 8 | 6.438% | $8,420 | — |
| Wyoming | 7 | 6.500% | $5,577 | — |
| Puerto Rico | 6 | 6.812% | $13,986 | — |
| Hawaii | 5 | 2.875% | $4,716 | — |
| Montana | 4 | 6.375% | $8,473 | — |
| New Hampshire | 4 | 6.308% | $3,343 | — |
| New Mexico | 4 | 4.750% | $8,664 | — |
| District of Columbia | 3 | 7.125% | $42,762 | — |
| Delaware | 3 | 5.990% | $25,470 | — |
| South Dakota | 3 | 3.125% | $8,244 | — |
| Connecticut | 2 | 7.250% | $6,489 | — |
| Maine | 2 | 5.938% | $8,166 | — |
| North Dakota | 2 | 4.625% | $4,200 | — |
| Vermont | 2 | 4.438% | $15,581 | — |
| Alaska | 1 | 7.375% | $4,340 | — |
| Nebraska | 1 | 6.250% | $10,136 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,908 | 6.625% | — | 31 | −$5,110 | |
| 2 | $3,631 | 6.625% | — | 56 | −$4,387 | |
| 3 | $5,764 | 6.750% | — | 99 | −$2,254 | |
| 4 | $6,010 | 3.625% | — | 33 | −$2,008 | |
| 5 | $6,983 | 6.500% | — | 45 | −$1,035 | |
| 6 | $6,983 | 6.500% | — | 33 | −$1,035 | |
| 7 | $7,706 | 6.625% | — | 29 | −$312 | |
| 8 | $8,139 | 6.500% | — | 62 | +$121 | |
| 9 | $8,397 | 6.875% | — | 65 | +$379 | |
| 10 | $8,482 | 6.375% | — | 69 | +$464 | |
| 11 | $8,741 | 6.625% | — | 35 | +$723 | |
| 12 | $8,914 | 6.750% | — | 37 | +$896 | |
| 13 | $9,129 | 6.438% | — | 42 | +$1,111 | |
| 14 | $9,320 | 6.500% | — | 30 | +$1,302 | |
| 15 | $9,584 | 6.500% | — | 57 | +$1,566 | |
| 16 | $9,809 | 6.750% | — | 29 | +$1,791 | |
| 17 | $9,880 | 6.625% | — | 43 | +$1,862 | |
| 18 | $10,866 | 6.500% | — | 29 | +$2,848 | |
| 19 | $12,874 | 6.375% | — | 41 | +$4,856 | |
| 20 | $12,995 | 6.438% | — | 70 | +$4,977 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.