Homebuyers in Wood County County who chose Valley Communities Credit Union paid $1,361 less in closing costs than the county median.
County Median Costs
$3,286
−4.4% vs Wisconsin ($3,436)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,020
Purchase Originations
620
Denial Rate
8.6%
vs Wisconsin avg (6.7%)
vs Wisconsin Median
4.4% below
$-150
vs National Median
50.8% below
$-3,394
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,925 | 5.775% | $650 | 13 | −$1,018 | |
| 2 | $2,362 | 6.000% | $795 | 61 | −$581 | |
| 3 | $2,383 | 6.375% | $900 | 35 | −$560 | |
| 4 | $2,655 | 6.375% | $400 | 14 | −$288 | |
| 5 | $2,753 | 6.500% | $595 | 13 | −$190 | |
| 6 | $2,779 | 6.750% | $840 | 24 | −$164 | |
| 7 | $2,979 | 6.500% | $610 | 10 | +$36 | |
| 8 | $3,072 | 6.433% | $1,247 | 46 | +$129 | |
| 9 | $3,283 | 6.433% | $645 | 28 | +$340 | |
| 10 | $3,845 | 6.625% | $1,800 | 16 | +$902 | |
| 11 | $4,339 | 6.875% | $2,827 | 10 | +$1,396 | |
| 12 | $5,619 | 6.625% | $3,762 | 23 | +$2,676 |
Includes lenders with 10+ purchase originations in Wood County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.