What are the average closing costs in Wood County County?

In Wood County County, the median total loan costs on purchase mortgages were $3,256 in 2024, based on 626 originations.

Which lender has the lowest closing costs in Wood County County?

Among lenders with 10+ originations in Wood County County, Valley Communities Credit Union had the lowest median total closing costs at $1,962 in 2024.

How do closing costs in Wood County County compare to Wisconsin?

Wood County County closing costs (median $3,256) are 3.5% below the Wisconsin state median of $3,374.

Lowest closing cost mortgage lenders in Wood County County, Wisconsin

In Wood County, Wisconsin, homebuyers paid a median of $3,256 in closing costs in 2024 — below the Wisconsin median of $3,374. The county saw 626 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Valley Communities Credit Union offered the lowest median costs at $1,962, which is $900 less than the county median.

Homebuyers in Wood County County who chose Valley Communities Credit Union paid $1,294 less in closing costs than the county median.

County Median Costs

$3,256

−3.5% vs Wisconsin ($3,374)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$900

Purchase Originations

626

vs Wisconsin Median

3.5% below

$-118

vs National Median

51.7% below

$-3,485

Lender rankings in Wood County County

15 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Valley Communities Credit Union	$1,962	6.262%	$650	12	−$900
2	SIMPLICITY	$2,227	6.500%	$795	71	−$635
3	Associated Bank, National Association	$2,285	6.250%	$750	25	−$577
4	University Of Wisconsin Credit Union	$2,469	6.625%	$365	13	−$393
5	Bank First, N.A.	$2,631	7.125%	$400	10	−$231
6	Prevail Bank	$2,645	6.812%	$610	12	−$217
7	Forward Bank	$2,710	6.750%	$820	24	−$152
8	First Federal Bank	$2,855	6.500%	$500	15	−$7
9	Nations Lending Corporation	$2,938	6.625%	$1,089	14	+$76
10	U.S. Bank National Association	$3,024	6.438%	$1,019	46	+$162
11	COVANTAGE CREDIT UNION	$3,252	6.250%	$645	16	+$390
12	ROCKET MORTGAGE, LLC	$4,932	6.750%	$3,079	11	+$2,070
13	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$5,198	6.375%	$3,594	18	+$2,336

Includes lenders with 10+ purchase originations in Wood County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.