Lowest closing cost mortgage lenders in Waukesha County County, Wisconsin
In Waukesha County, Wisconsin, homebuyers paid a median of $3,073 in closing costs in 2024 — below the Wisconsin median of $3,374. The county saw 3,879 purchase mortgages at a median rate of 6.65%. Among lenders with 10+ originations, EDUCATORS CREDIT UNION offered the lowest median costs at $1,452, which is $1,530 less than the county median.
Homebuyers in Waukesha County County who chose EDUCATORS CREDIT UNION paid $1,621 less in closing costs than the county median.
County Median Costs
$3,073
−8.9% vs Wisconsin ($3,374)
Median Rate
6.650%
+0.5% vs national (6.620%)
Median Origination
$1,195
Purchase Originations
3,879
vs Wisconsin Median
8.9% below
$-301
vs National Median
54.4% below
$-3,668
Lender rankings in Waukesha County County
62 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,452 | 6.500% | $120 | 48 | −$1,530 | |
| 2 | $1,590 | 6.875% | $0 | 111 | −$1,392 | |
| 3 | $1,685 | 5.500% | $62 | 19 | −$1,297 | |
| 4 | $2,000 | 6.625% | $865 | 20 | −$982 | |
| 5 | $2,152 | 6.625% | $799 | 248 | −$830 | |
| 6 | $2,231 | 6.625% | $1,095 | 11 | −$751 | |
| 7 | $2,260 | 6.875% | $1,000 | 109 | −$722 | |
| 8 | $2,304 | 6.990% | $1,088 | 13 | −$678 | |
| 9 | $2,319 | 6.500% | $1,057 | 10 | −$663 | |
| 10 | $2,332 | 6.750% | $640 | 118 | −$650 | |
| 11 | $2,406 | 6.500% | $850 | 116 | −$576 | |
| 12 | $2,418 | 6.150% | $815 | 16 | −$564 | |
| 13 | $2,421 | 6.500% | $1,429 | 55 | −$561 | |
| 14 | $2,484 | 6.625% | $770 | 56 | −$498 | |
| 15 | $2,515 | 6.995% | $1,095 | 22 | −$467 | |
| 16 | $2,530 | 7.000% | $250 | 119 | −$452 | |
| 17 | $2,662 | 6.938% | $895 | 36 | −$320 | |
| 18 | $2,672 | 7.124% | $1,000 | 21 | −$310 | |
| 19 | $2,695 | 6.625% | $900 | 21 | −$287 | |
| 20 | $2,718 | 6.990% | $1,271 | 21 | −$264 | |
| 21 | $2,720 | 6.750% | $1,125 | 26 | −$262 | |
| 22 | $2,787 | 6.625% | $1,170 | 53 | −$195 | |
| 23 | $2,806 | 6.500% | $910 | 26 | −$176 | |
| 24 | $2,814 | 6.875% | $1,245 | 31 | −$168 | |
| 25 | $2,830 | 6.875% | $1,495 | 63 | −$152 | |
| 26 | $2,857 | 6.933% | $1,290 | 22 | −$125 | |
| 27 | $2,879 | 7.125% | $1,495 | 22 | −$103 | |
| 28 | $2,899 | 6.750% | $1,250 | 16 | −$83 | |
| 29 | $3,041 | 6.875% | $1,433 | 41 | +$59 | |
| 30 | $3,108 | 6.600% | $1,640 | 18 | +$126 | |
| 31 | $3,205 | 6.500% | $425 | 144 | +$223 | |
| 32 | $3,234 | 6.625% | $1,640 | 54 | +$252 | |
| 33 | $3,242 | 6.625% | $1,595 | 11 | +$260 | |
| 34 | $3,257 | 6.875% | $1,869 | 74 | +$275 | |
| 35 | $3,283 | 7.188% | $1,495 | 14 | +$301 | |
| 36 | $3,286 | 6.990% | $1,690 | 254 | +$304 | |
| 37 | $3,289 | 6.500% | $905 | 47 | +$307 | |
| 38 | $3,294 | 6.875% | $1,831 | 57 | +$312 | |
| 39 | $3,327 | 6.750% | $850 | 160 | +$345 | |
| 40 | $3,343 | 6.500% | $365 | 140 | +$361 | |
| 41 | $3,352 | 7.125% | $1,699 | 36 | +$370 | |
| 42 | $3,409 | 7.125% | $1,595 | 19 | +$427 | |
| 43 | $3,532 | 7.125% | $1,590 | 50 | +$550 | |
| 44 | $3,540 | 6.995% | $2,075 | 30 | +$558 | |
| 45 | $3,553 | 6.990% | $1,025 | 141 | +$571 | |
| 46 | $3,572 | 6.750% | $560 | 11 | +$590 | |
| 47 | $3,812 | 6.750% | $2,496 | 85 | +$830 | |
| 48 | $3,959 | 6.625% | $2,563 | 13 | +$977 | |
| 49 | $3,980 | 6.625% | $2,252 | 14 | +$998 | |
| 50 | $4,231 | 6.625% | $1,590 | 56 | +$1,249 | |
| 51 | $4,248 | 6.875% | $3,304 | 79 | +$1,266 | |
| 52 | $4,389 | 6.875% | $2,311 | 86 | +$1,407 | |
| 53 | $4,468 | 6.625% | $2,396 | 10 | +$1,486 | |
| 54 | $4,482 | 6.625% | $2,862 | 10 | +$1,500 | |
| 55 | $4,817 | 6.990% | $3,249 | 38 | +$1,835 | |
| 56 | $4,820 | 6.625% | $2,719 | 31 | +$1,838 | |
| 57 | $5,248 | 7.308% | $3,882 | 12 | +$2,266 | |
| 58 | $5,491 | 6.375% | $3,928 | 12 | +$2,509 | |
| 59 | $6,627 | 7.375% | $5,205 | 15 | +$3,645 | |
| 60 | $7,420 | 6.875% | $5,661 | 28 | +$4,438 | |
| 61 | $7,895 | 6.625% | $6,445 | 13 | +$4,913 |
Includes lenders with 10+ purchase originations in Waukesha County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.