Purchase Originations
316
Median Total Costs
$3,038
−54.5% vs national ($6,680)
↑ $137 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,245
Median Lender Credits
$360
Denial Rate
3.8%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 268 | 6.625% | $2,971 | $1,245 |
| fha | 34 | 6.250% | $7,351 | $500 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Wisconsin | 316 | 6.500% | $3,038 | #42 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,596 | 6.312% | — | 2 | −$442 | |
| 2 | $2,740 | 5.875% | — | 1 | −$298 | |
| 3 | $2,840 | 6.750% | — | 1 | −$198 | |
| 4 | $2,881 | 6.688% | — | 6 | −$157 | |
| 5 | $2,915 | 6.625% | — | 25 | −$123 | |
| 6 | $2,950 | 6.500% | — | 15 | −$88 | |
| 7 | $2,978 | 6.562% | — | 10 | −$60 | |
| 8 | $3,010 | 6.375% | — | 34 | −$28 | |
| 9 | $3,015 | 6.500% | — | 72 | −$23 | |
| 10 | $3,025 | 6.125% | — | 2 | −$13 | |
| 11 | $3,063 | 6.500% | — | 102 | +$25 | |
| 12 | $3,100 | 6.500% | — | 6 | +$62 | |
| 13 | $3,133 | 6.375% | — | 4 | +$95 | |
| 14 | $3,180 | 6.750% | — | 8 | +$142 | |
| 15 | $3,265 | 7.125% | — | 1 | +$227 | |
| 16 | $3,301 | 6.625% | — | 1 | +$263 | |
| 17 | $3,482 | 6.438% | — | 10 | +$444 | |
| 18 | $4,338 | 6.500% | — | 12 | +$1,300 | |
| 19 | $5,172 | 6.438% | — | 2 | +$2,134 | |
| 20 | $7,547 | 6.500% | — | 1 | +$4,509 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Wisconsin Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $285,000 | $335,000 | −$50,000 (−14.9%) |
| Median total closing costs | $3,038 | $7,127 | −$4,089 (−57.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.