TRUSTONE FINANCIAL CREDIT UNION closing costs and rates (2024)
In 2024, TRUSTONE FINANCIAL CREDIT UNION originated 882 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $3,764. That ranks #410 nationally by origination volume. For total closing costs among lenders with 500+ originations, TRUSTONE FINANCIAL CREDIT UNION ranks #97. That is $2,977 below the national median of $6,741. TRUSTONE FINANCIAL CREDIT UNION is most active in Minnesota with 754 originations there.
Purchase Originations
882
Ranked #410 nationally
Median Total Costs
$3,764
−44.2% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,246
Median Lender Credits
$59
Cost Rank (500+ vol.)
#97
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 827 | 6.500% | $3,698 | $1,230 |
| fha | 41 | 6.625% | $9,338 | $1,559 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,428 | 7.000% | — | 5 | −$2,336 | |
| 2 | $2,254 | 6.875% | — | 20 | −$1,510 | |
| 3 | $2,319 | 6.500% | — | 10 | −$1,445 | |
| 4 | $2,658 | 6.500% | — | 33 | −$1,106 | |
| 5 | $2,759 | 6.490% | — | 24 | −$1,005 | |
| 6 | $3,683 | 6.500% | — | 31 | −$81 | |
| 7 | $3,781 | 6.625% | — | 284 | +$17 | |
| 8 | $3,810 | 6.500% | — | 105 | +$46 | |
| 9 | $3,837 | 6.500% | — | 77 | +$73 | |
| 10 | $4,004 | 6.500% | — | 17 | +$240 | |
| 11 | $4,050 | 6.312% | — | 10 | +$286 | |
| 12 | $4,054 | 6.250% | — | 4 | +$290 | |
| 13 | $4,062 | 6.500% | — | 4 | +$298 | |
| 14 | $4,150 | 6.625% | — | 9 | +$386 | |
| 15 | $4,199 | 6.500% | — | 78 | +$435 | |
| 16 | $4,210 | 6.500% | — | 16 | +$446 | |
| 17 | $4,284 | 6.625% | — | 41 | +$520 | |
| 18 | $4,480 | 6.500% | — | 8 | +$716 | |
| 19 | $5,535 | 6.500% | — | 15 | +$1,771 | |
| 20 | $6,386 | 6.625% | — | 14 | +$2,622 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.